Giro iB Hijrah Berhadiah (GBH)

Program Name

Giro iB Hijrah Berhadiah (GBH)

Benefit

A current account program where the bank gives rewards to customers without a draw, based on a commitment

Participant

All existing and new-to-bank customers with fresh funds (transferred from other banks)

Coverage Area

Nationwide

Segmentation

Non Individual Customer

Gift Type

Goods and services in accordance with the bank's regulations

Saving Period

3 to 24 months

Fitur Produk

Product Features

Sharia Agreement	:	Mudharabah Mutlaqah
Currency	:	Indonesian Rupiah (IDR)
Nisbah	:	Customer = 5%
Transaction	:	Via CMS Madina Check/Giro Bill
Monthly Fee	:	Free
Close Account Fee	:	Rp 50.000,-

For More Information

FAQ Program

Q	:	What is the Giro Berhadiah program?
A	:	A current account program where the bank gives rewards to customers without a draw, based on a commitment
Q	:	When is the Program Period?
A	:	1 January – 31 December 2025
Q	:	What are The benefits?
A	:	Flexible program scheme (Hold or average Balance) Double benefits: gifts tailored to customer needs and profit sharing
Q	:	What kind of gifts are allowed?
A	:	Halal Product, Tangible Goods (car, smartphone, home appliance, etc), services (umroh, training, etc)
Q	:	When do customers receive their gifts?
A	:	For the hold scheme, the gift is received at the beginning of the program, while for the average balance scheme, the gift is given at the end of the program
Q	:	How to Join This Program?
A	:	Customers can contact our Relationship Managers or Customer Service at any Muamalat Bank branch, or via SalaMuamalat (1500016)