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About Muamalat
News
2026-05-06

Get Instant Gifts at Open Booth/Event and a Chance to Earn Cashback up to IDR 300,000

 

Delivery Channel

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Muamalat DIN

Program Name

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Get Instant Gifts at Open Booth/Event and a Chance to Earn Cashback up to IDR 300,000

Program Period

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April 15–December 31, 2026

Description

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New To Bank (NTB) individual customers who open an account via Muamalat DIN and make an initial deposit of IDR 100,000 at an Open Booth/Event are eligible to receive an instant gift. Customers also have the opportunity to earn cashback of up to IDR 300,000 by maintaining average balance for 30 days (based on Terms & Conditions)

Terms & Conditions

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  • Gimmick Program:
1. Applicable for New To Bank (NTB) individual customers opening an account at Bank Muamalat Open Booth/Event via Muamalat DIN.
2. Valid for Tabungan iB Hijrah (S85) and Tabungan iB Hijrah Prima (S05)
3. Customers must register for Muamalat DIN
4. Customers must make an initial deposit of IDR 100,000
5. Gifts (in the form of goods or products) with a maximum value of IDR 30,000 (thirty thousand rupiah) per item will be given to customers who meet the above requirements. The type and quantity of gifts will depend on the availability at each branch 6. Customers participating in the Program are required to enter the Muamalat DIN referral code: GIMMICK26

 

  • Top-Up Program:
1. Applicable for New To Bank (NTB) individual customers opening an account via Muamalat DIN.
2. Valid for Tabungan iB Hijrah (S85) and Tabungan iB Hijrah Prima (S05)
3. Customers must register for Muamalat DIN
4. Customers must deposit funds in the account opening month and maintain an average balance for 30 days from the account opening date, with the following criteria:
- Minimum average balance of IDR 1,000,000: Cashback IDR 100,000
- Minimum average balance of IDR 5,000,000: Cashback IDR 200,000
- Minimum average balance of IDR 10,000,000: Cashback IDR 300,000
5. Customers must perform at least 3 debit transactions without minimum transaction (excluding book transfers) via Muamalat DIN and open an additional account such as Tab iB Hijrah Rencana (Dana Impian) / TPB / financing (SOLEH)
6. Cashback will be given to customers who meet the above requirements (maximum M+2 from opening account date)
7. Customers participating in the Program are required to enter the Muamalat DIN referral code: TOPUP26 

Information/Help

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SalaMuamalat 1500016
 

FAQ Program

Q

A

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What is the Gimmick and Top-Up New To Bank (NTB) Program?

It is a program that offers instant gifts to New To Bank (NTB) individual customers who open an account via Muamalat DIN and make an initial deposit of IDR 100,000. Customers also have the opportunity to earn cashback of up to IDR 300,000 by maintaining a certain average balance for 30 days (based on Terms & Conditions)

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When is the Program Periode?

April 15 – 31 December, 2026

Q

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When will customers receive the instant gift and cashback?

The instant gift will be received after the customer successfully opens an account via Muamalat DIN and makes an initial deposit of IDR 100,000 at a Bank Muamalat Open Booth/Event. Cashback will be received by eligible customers in M+2 (no later than the 15th) from opening account date

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Can customers receive both the gift and cashback?

Yes, as long as the customer is eligible for the program

Q

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Is it allowed for a customer not to open another account when participating in the Top Up Program?

No. To be eligible for the cashback, the customer is required to open another account such as Tab iB Hijrah Rencana (Dana Impian) / TPB, or apply for financing (SOLEH) - allowed to choose one of the products.

Q

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What are examples of transactions that qualify for the Top Up Program requirements?

All transactions conducted through Muamalat DIN are eligible, except for internal transfers/book transfers. Examples include topping up GoPay, paying PLN electricity bills, and paying school fees.

Q

A

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If the average balance maintained is IDR 50 million, how much cashback will the customer receive?

IDR 300,000, as it falls within the minimum balance category of IDR 10 million.
 

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