Muamalat Multiguna Merdeka 81

Product Name	:	Pembiayaan Multiguna iB Hijrah.
Promo Name	:	Muamalat Multiguna Merdeka 81.
Period	:	August 18 – September 30, 2026
Description	:	Bank Muamalat Multiguna iB Hijrah Financing with special pricing starting from 8,1% eff. pa. in commemoration of the 81^st Indonesian Independence Day. Exclusive for Civil Servants (ASN), Government Institutions (Lembaga Negara), Doctors working at Hospitals, Muhammadiyah and Bank Muamalat employees.
Coverage Area	:	Indonesia.
Terms and Conditions	:	Exclusive for Civil Servants (ASN), Government Institutions (Lembaga Negara), Doctors working at Hospitals, Muhammadiyah, and Bank Muamalat employees. Maximum financing tenure of up to 10 years A limited period applies starting from August 18 to September 30, 2026.
Information/Help	:	SalaMuamalat 1500016

FAQ Program

No.	Questions and Answers
1.	What is the Special Margin Promo for RI Independence Day? Celebrate the 81^st Indonesian Independence Day with Bank Muamalat iB Hijrah Financing. Enjoy special pricing starting from 8,1% eff. pa. exclusive for Civil Servant (ASN), Government Institutions (Lembaga Negara) employees, Hospital Doctors, Muhammadiyah members and Bank Muamalat employees.
2.	When is the promotional period? This limited promo is valid between August 18 and September 30, 2026 (based on the financing approval date).
3.	Who is eligible for this Special Margin promo? This promo applies specifically to individuals working within the following segments: Civil Servants (ASN). Government Institution employees. Hospital doctors. Muhammadiyah employees. Bank Muamalat employees.
4.	Is this promo available nationwide? Yes. This program is available across the entire coverage area of Bank Muamalat throughout Indonesia.
5.	Does the 8.1% margin apply throughout the entire financing period? Yes. The special margin starting from 8.10% p.a. effective remains flat and applies throughout the whole tenure of your Multiguna iB Hijrah financing with maximum 120 months.
6.	How can I apply or get more details about this program? You can reach out for assistance or apply by contacting the official customer service via SalaMuamalat at 1500016 or by visiting the nearest Bank Muamalat branch.