About Muamalat

About Muamalat
News

2026-04-13

First payWave Program 2026

Promo Name	:	*First payWave Program 2026*
Program Description	:	Cashback is given to customers who make purchases using payWave transaction for the first time
Program Period	:	Everyday during program period fromApril 1 – December 31, 2026
Terms & Condition	:	10% cashback up to IDR 100.000, with no minimum payWave transaction Cashback will be credited to customer’s saving account no later than end of month within the following month after transaction Cashback is eligible for customer’s 1^st Paywave transaction
Place of Transaction	:	PayWave can be used in all services/merchants that have contactless payment logo
Information/Help		SalaMuamalat 1500016

Q&A Promo

No.	Questions ans Answers
1.	*What is VISA payWave?* payWave is a form of Near Field Communication (NFC) antenna technology provided by Visa. This technology allows cardholders to make contactless payment transactions. To be able tu use this service, customers’ Shar-E Debit cards must have the payWave logo().
2.	*Where can payWave be used?* PayWave can be used in all services/merchants that have contactless payment logo ().
3.	Is there an attractive promo for the Muamalat Shar-E Debit Card if customer transact using payWave? Yes, namely as follows: 10% cashback up to IDR 100.000, with no minimum payWave transaction
4.	*Does this promo apply to existing customers who have previously had a Shar-E Debit Card?* Yes, this promo applies to existing customers who previously had a Shar-E Debit Card, but the customer’s card must have been converted to a Shar-E Debit payWave card with VISA and payWave logo () on the front of the card.
5.	*Does this promo apply to all Shar-E Debit Muamalat cards?* This promo is valid only for Shar-E Debit Muamalat Cards with VISA and payWave logo.
6.	*Does this promo apply worldwide?* Yes, this promo is valid worldwide.
7.	*When is this promo period?* April 1 – December 31, 2026, valid everyday during the promo period.
8.	*Does this promo have a quota? If so, what happens if I shop but the quota has run out?* No, the customer will get cashback if the customer's transaction is in accordance with the promo conditions.
9.	*Is there a minimum spend to get this promo?* There is no minimum spend.
10.	*Are there other terms and conditions for this promo?* 10% cashback up to IDR 100.000, with no minimum payWave transaction Cashback will be credited to customer’s saving account no later than end of month within the following month after transaction Cashback is eligible for customer’s 1^st Paywave transaction

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