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2026-04-14

Cashback Program for Visa Co-Branding Debit Card Purchases in Saudi Arabia

Promo Name	:	Cashback Program for Visa Co-Branding Debit Card Purchases in Saudi Arabia
Program Description	:	Cashback for Purchases in Saudi Arabia
Program Period	:	Everyday during the program period from April 1 – December 31, 2026
Terms & Condition	:	1. First PayWave Program 10% cashback up to Rp100,000, with no minimum transaction, for the first transaction using the payWave (contactless) method. 2. Offline Shopping Cashback* 15% cashback with no minimum transaction, maximum Rp200,000 per month, for purchases in Saudi Arabia using the Bank Muamalat Shar-E Debit Card (Visa) via dip/insert method. 3. PayWave Program* 5% cashback up to Rp50,000, with no minimum transaction, for transactions using the payWave (contactless) method. 4. 1^st X-perience Program* The first payment transaction using a Debit card can get a 20% subsidy for a maximum of IDR 25,000, with a minimum spend of IDR. 50,000.00. *Notes: Cashback will be credited to the customer’s savings account no later than the end of the following month after the transaction. Cashback is valid for accumulated purchases in one month
Place of Transaction	:	All services/merchants that accept debit cards Visa/Plus
Information/Help		SalaMuamalat 1500016

Q&A Promo

No.	Questions and Answers
1.	What is VISA? Visa Inc. is a US-based multinational payment technology company that facilitates global electronic transactions, including debit, credit, and prepaid cards, in more than 200 countries. Based in San Francisco, Visa connects consumers, businesses, and banks through a secure network that began with the Bank of America credit card in 1958. Today, Visa is a provider of a network for processing electronic payments through international card and contactless technology that can be used worldwide.
2.	What is VISA payWave? payWave is a form of Near Field Communication (NFC) antenna technology provided by Visa. This technology allows cardholders to make contactless payment transactions. To be able tu use this service, customers’ Shar-E Debit cards must have the payWave logo().
3.	Where can I use my Visa card? Visa/PayWave cards can be used at all services/stores that display the Visa/Plus logo.
4.	Are there any attractive promotions for the Shar-E Debit Visa Co-branded Muamalat card when making transactions in Saudi Arabia? Yes, they are as follows: Arab Saudi Offline Shopping Program : 15% cashback up to IDR 200,000, with no minimum transaction for the dip/insert payment method First Paywave Program : 10% cashback up to IDR 100,000, with no minimum transaction for the first contactless payment method Paywave Program : 5% cashback up to IDR 50,000, with no minimum transaction for subsequent contactless payment methods- 1st X-perience Program: 20% cashback maximum IDR 25,000, with minimum spend of IDR. 50,000.00 for first-time debit card transactions
5.	Does this promo apply to all Shar-E Debit Visa Muamalat cards? This promo is valid only for Shar-E Debit Co-Branding cards with the VISA and payWave logos.
6.	Does this promo apply worldwide? Yes, this promo is valid worldwide.
7.	When is this promo period? April 1 – December 31, 2026, valid everyday during the promo period.
8.	Does this promo have a quota? If so, what happens if I shop but the quota has run out? There is no quota. Customers will receive the cashback as long as their transactions meet the program terms and conditions.
9.	Is there a minimum spend to get this promo? There is no minimum spend.
10.	Does accumulated spending apply to get this promo? Yes, this promo is valid for accumulated purchases in one month.

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