About Muamalat

About Muamalat
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2025-03-04

Online Shopping Promo Get Cashback Up To 50 Thousand | 2025

Merchant	:	All online e-commerce/ merchants (not valid for e-wallet applications)
Promo Name	:	Online shop and get cashback up to IDR 50,000
Promo Period	:	March 01 - December 31 2025, valid everyday
Description	:	10% cashback, up to a maximum of IDR 50,000 applies with a minimum transaction of IDR 250,000 for purchases at e-commerce/merchants that accept Shar-E Debit Muamalat Visa card payments (not valid in e-wallet applications)
Area Coverage	:	National
Card Type	:	Valid for Muamalat Visa Debit Shar-E cards
Place of Purchase	:	e-Commerce/online merchant via desktop or smartphone (does not apply to e-wallet applications)
Terms and Conditions	:	10% cashback, maximum up to IDR 50,000 applies with a minimum transaction of IDR 250,000 for purchases at e-commerce/ merchants that accept payments using Visa online debit Promo does not apply to transactions in e-wallet applications such as DANA, OVO, ShopeePay and the like Promo is valid everyday starting March 01 – December 31 2025, valid for 1 transaction per customer per month Not valid for multiple transactions The cashback will be credited to the customer's savings account, no later than the end of the following month This promo is a bank promo, only valid specifically for shopping transactions with the Debit payment method using the Muamalat Visa Shar-E debit card (BIN 489025 and 498864) connected to a Bank Muamalat savings account Valid for the first 500 customer every month Bank Muamalat has the right to change the terms & conditions that apply without prior notification Bank Muamalat has full authority to determine the legitimacy of customer transactions to get cashback, if fraud is indicated, cashback will not be give
Information/Help	:	SalaMuamalat 1500016

Q & A Program

No.	Questions and Answers
1.	When the Debit Online Promo Starts? The Promo starts March 01 – December 31 2025, valid everyday
2.	What is All Merchant Online Debit promo? All Merchant Online Debit Promo is a promo that provides benefits in the form of a 10% cashback maximum Rp 50,000 to customers who transact using the Muamalat Visa Shar-E Debit card in e-commerce or online shops.
3.	Is there a minimum transaction for this promo? Yes, that is Rp. 250,000 (two hundred fifty thousand Rupiah).
4.	Is there a monthly transaction frequency limit for this promo? Yes, the promo is valid for 1 transaction/customer/month.
5.	What transactions apply to this promo? Transactions that apply to this promo are transactions using a Muamalat Visa Shar-E Debit card in e-commerce or online stores/merchants. This promo does not apply to transactions on e-wallets such as DANA, OVO, ShopeePay, and others.
6.	What is the nominal expenditure that must be made to get a cashback of IDR 50,000? According to the terms of the promo, the cashback given is 10%, so to get a cashback of IDR 50,000, the nominal purchase that must be made is IDR 500,000.
7.	Does the promo apply to multiples? For example, if a customer spends IDR 1,000,000 in one transaction, will the customer get a subsidy of IDR 100,000? The promo does not apply to multiples, if a customer spends IDR 1,000,000 in one transaction, they will still get a subsidy of IDR 50,000.
8.	Is there a maximum limit on the value of subsidies that can be obtained by customers? Yes, the maximum subsidy is IDR 50,000 (fifty thousand Rupiah).
9.	Is there a quota for this program ? Yes, there is a quota for the first 500 customers to make transactions per month
10.	What is the mechanism for paying subsidies to customer savings accounts? The subsidy will be paid centrally at the Bank Muamalat head office. Transaction data will be pulled at the beginning of next month by the head office team. Transaction data according to the program terms and conditions will be paid the following month after the transaction

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