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About Muamalat
About Muamalat
News
2026-04-30

Program Ajak Teman Hijrah 2026

Delivery Channel

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Muamalat DIN (MDIN)

Promo Name

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Invite Your Friends to Hijrah

Promo Period

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May 1 – December 31, 2026

Description

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Ajak Teman Hijrah is a customer referral program for new account opening via Muamalat DIN (MDIN). Existing users can invite their colleagues, family, or relations who are not yet Bank Muamalat customers by using the referral code available in the “Ajak Teman” feature.

Reward Type

 

Additional account balance of IDR 50,000 per eligible acquisition.

Terms & Conditions

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  1. Each Muamalat DIN user is eligible to become a referrer using the referral code available in the Muamalat DIN application.
  2. New User / New to Bank (NTB) must open an account via Muamalat DIN and input the referral code correctly.
  3. NTB must open the account with a minimum balance of IDR 50,000.
  4. NTB must make an initial deposit of minimum IDR 100,000.
  5. NTB acquired by individual users (MDIN users) must perform at least 1 transaction (excluding internal transfer).
  6. The reward (additional balance) will be credited to the customer’s account in the following month.
  7. This program is not applicable for payroll accounts and mass acquisition projects that already have agreements (PKS) with Bank Muamalat, such as Debit Card Co-Branding, communities, and other similar programs.

Information/Help

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SalaMuamalat 1500016

 

FAQ 

Q

A

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What is the Ajak Teman Hijrah Program?

Ajak Teman Hijrah is a referral program where existing Muamalat DIN users invite new customers to open an account via MDIN using a referral code.

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When is the Promo Periode?

May 1 – December 31, 2026

Q

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When will the reward be received?

The reward will be credited to the customer’s account in the following month.

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Where can I use this Program?

This program applies to individual users (Muamalat DIN / MDIN) who invite their colleagues, family, or relations to open an account via the MDIN application using a valid referral code in the “Ajak Teman” feature during the program period.

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What channel is used?

Muamalat DIN (MDIN)

Q

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Can the program be used multiple times?

Yes, the program can be used multiple times during the program period, subject to quota availability.

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