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About Muamalat
News
2025-05-09

Promo Spesial Milad Multiguna Hijrah

Programme Name

:

Promo Spesial Milad Multiguna Hijrah

Period

:

May 1st, 2025 – July 31st, 2025

Description

 

:
  • Financing facilities provided by Bank Muamalat Indonesia to cater various customer needs in accordance with sharia principles
  • Can be used for various financing purposes such as purchasing halal goods/services, take over or take over with top up, refinancing assets, top up, or other uses that do not conflict with sharia principles
  • In accordance with sharia principles
  • Fast and easy process
  • Without Down Payment (DP) and collateral
  • Affordable and fixed installment
  • Financing limit up to IDR 1.5 billion
  • Financing term up to 120 month
  • Administration fee discount to 33%

 

*The ceiling and financing period can vary from institution to institution, depending on the segmentation and cooperation

Targeted Segment

:

Customers who have paid their payroll at the Bank

Information/Help

:

Bank Muamalat branches / SalaMuamalat 1500016

 

FAQ Program

No

Questions and Answers

1

Q: What is multiguna hijrah product?

A: Financing facilities provided by Bank Muamalat Indonesia to cater various customer needs in accordance with sharia principles

2

Q: Who can apply for multiguna hijrah product?

A: Individual who works in Institutions/Agencies that have payroll agreement with Bank Muamalat Indonesia with installment payment sources from salaries/fixed income

3

Q: What purposes can the multiguna hijrah product be used for?

A: Can be used for various financing purposes such as purchasing halal goods/services, take over or take over with top up, refinancing assets, top up, or other uses that do not conflict with sharia principles

4

Q: What are the advantages/ benefits of multiguna hijrah product?

A:

a. In accordance with sharia principles

b. Fast and easy process

c. Without Down Payment (DP) and collateral

d. Affordable and fixed installments

5.

Q: What are the features of multiguna hijrah product?

A:

a. Financing limit up to IDR 1,5 billion (for civil servants, Muhammadiyah employees, and hospital) that can meet various customer needs

b. Flexible financing term up to 10 years (specifically for ASN, Muhammadiyah employees, and Hospitals up to 15 years)

c. Protected by life insurance and default insurance

d. No need collateral

6

Q: Is there any promotion for multiguna hijrah products regarding Bank Muamalat’s 33rd anniversary?

A: In welcoming the 33rd anniversary of Bank Muamalat, there is a special promotion which is discount on administration fees to 33%. This promotion is valid for a limited time until July 2025

7.
Q: Is there a quota for Bank Muamalat's 33rd Milad promotion? How can customers apply if the quota runs out?
A: There is no quota for this promotion, but pay attention to the validity period of this promotion

8.
Q: Is the 33rd Bank Muamalat anniversary promotion valid at all Bank Muamalat branches throughout Indonesia?
A: This promotion is valid at all Bank Muamalat branch office networks throughout Indonesia

9.
Q: What documents are required for Multiguna financing?
A:
1) Filling Application Form
2) Identity Card and Tax Payer Identification (Copy)
3) Employee/Official Letter
4) Pay Slip (for at least the last 1 month)
5) Underlying sharia financing document/file

 

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