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2025-03-06

Muamalat Priority Member Get Member (MGM) Program 2025

 

Promo Name

:

Muamalat Priority Member Get Member (MGM) Program

Program Period

:

Valid from February 1st to December 31st, 2025

Description

:

A special appreciation program for loyal Muamalat Priority customers who refer family members, relatives, colleagues, or others to become Muamalat Priority customers. Earn a shopping E-Voucher worth Rp 500,000 for each customer you refer. This reward is valid for the Referrer who meets the applicable terms and conditions for both the Referrer and the Referred Customer.

 Terms and Conditions

:
 

Terms and Conditions for the Referrer

  1. Must have been a Muamalat Priority customer for at least the last 1 month;
  2. Must refer or recommend a minimum of 1 customer and a maximum of 20 customers;
  3. Must complete and agree to the MGM Program form, validated by the Bank;
  4. The funds under management at BMI must remain stable (not decrease) during the program period.

 

Terms and Conditions for the Referred Customer

  1. Must be a new customer (never had an account with Bank Muamalat) and agree to become a Muamalat Priority customer;
  2. Must place new funds (fresh funds) with a minimum of Rp 500,000,000 in various products, including Saving Accounts (SA), Time Deposits (TD), Wealth Products (Sukuk, Mutual Funds, Bancassurance), or Financing (Mortgage, Prohajj Plus, Multiguna, Solusi Emas Hijrah) all at once with PT Bank Muamalat Indonesia Tbk;
  3. Must maintain the deposited funds at BMI for a minimum of 3 (three) months;
  4. Must register MDIN and activate the Priority ATM/Debit Card no later than 1 (one) month after account opening and make at least 1 (one) transaction using MDIN and the Debit Card.

Reward Terms for the Referrer

And

Other Terms

:

Reward Terms for the Referrer

  1. The Referrer will receive a reward of IDR 500,000 for each referral that meets the program’s terms and conditions. The Referrer can refer up to a maximum of 20 customers, with a maximum reward of Rp 10 million during the program period.
  2. Rewards will be sent in the form of an e-voucher code via SMS to the customer.
  3. Rewards for the Referrer will be given on M+3, as per the example period below:

Other Terms and Conditions

  1. The verification process and approval of program participation, as well as account opening, are entirely at the discretion of Bank Muamalat.
  2. Bank Muamalat will monitor the total funds of both the Referrer and the Referred Customer to ensure that the funds remain consistent for 3 months as per the program’s terms.
  3. If any indication of fraud or misconduct arises, Bank Muamalat reserves the right to cancel program participation and/or the reward given to the involved customer.

Information/Help

:

SalaMuamalat 1500016
 

Q & A Program

No.

Questions and Answers

1.

Who is eligible to participate in the MGM program?

All Muamalat Priority customers with a minimum AUM balance of Rp 500 million can recommend family members, relatives, colleagues, or others to become Muamalat Priority customer.

2.

How much total E-Voucher will a customer receive if they refer 5 relatives who meet the criteria ?

If the customer refers 5 relatives who meet the criteria, they will receive a total of IDR 2,5million in E-Vouchers (Rp 500,000 per referral)

3.

What is the distribution process for the Tokopedia E-Voucher reward?

The Tokopedia shopping E-Voucher code will be sent via SMS to the customer’s registered phone number. The customer can redeem the E-Voucher for Gopay Coins, which can be used for shopping on Tokopedia and the Gojek app

4.

As an example, if a customer participates in the program in March 2025, when will they receive the reward ?

Rewards for customers will be given on M+3. Therefore, if a customer participates in the program in  March  2025 and meets the criteria, the reward (E-Voucher Code) will be sent to the customer via SMS in July 2025, and can be redeem.

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