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2026-06-04

Save for Hajj with Bank Muamalat's RINDU HAJI 2026 Program

Performing Hajj is one of the most meaningful spiritual journeys in a Muslim's life. However, reaching the Holy Land requires more than just sincere intention. It also calls for careful financial planning and consistent preparation.

 

With Hajj costs continuing to evolve and waiting periods often stretching for years, starting your Hajj savings journey early has become more important than ever. The sooner you begin, the more manageable the process becomes.

 

To support aspiring pilgrims in preparing for this important milestone, Bank Muamalat presents RINDU HAJI 2026 (Rincian Dana Untuk Haji 2026), a special savings program designed to help customers build their Hajj funds systematically while enjoying attractive rewards throughout the program period.

 

Why You Should Start Saving for Hajj Today

 

Many people postpone saving for Hajj because they believe they can start later when their financial situation improves. In reality, beginning early offers significant advantages.

 

Saving gradually allows you to build your Hajj fund without placing excessive pressure on your monthly finances. Small but consistent contributions can accumulate into a substantial amount over time, making your pilgrimage goals more achievable.

 

In addition, regular saving helps develop healthy financial habits. By setting aside funds consistently, you can stay focused on your long-term objective while maintaining financial stability for everyday needs.

 

The RINDU HAJI 2026 Program encourages this discipline through an automatic monthly savings system, making it easier to stay committed to your Hajj savings plan.

 

What Is the RINDU HAJI 2026 Program?

 

RINDU HAJI 2026 is a reward-based savings program available to customers who hold a iB Hijrah Hajj Saving Account. The program is open to both new and existing Bank Muamalat customers who wish to prepare for Hajj in a more structured and disciplined way.

Through this program, participants can:

  • Build their Hajj savings gradually
  • Activate automatic monthly contributions through a standing instruction
  • Receive direct rewards
  • Earn the opportunity to win attractive grand prizes

 

Beyond simply encouraging higher savings balances, the program promotes long-term consistency and commitment in preparing for Hajj.

 
Flexible Savings Packages to Suit Your Financial Needs

 

Understanding that every customer has different financial capabilities, RINDU HAJI 2026 offers flexible participation options.

Package 1

  • Initial top-up starting from Rp2.500.000
  • Minimum monthly contribution of Rp100.000

Package 2

  • Initial top-up starting from Rp5.000.000
  • Minimum monthly contribution of Rp250.000

 

The initial top-up must come from fresh funds, meaning new funds transferred from outside Bank Muamalat, supported by proof of transfer.

With these flexible options, customers can start preparing for Hajj without needing a large amount of capital upfront.

 
Benefits of Automatic Monthly Hajj Savings

 

One of the biggest challenges in achieving any financial goal is maintaining consistency. That's why the RINDU HAJI 2026 Program incorporates a standing instruction feature that automatically transfers your monthly savings contribution.

This system offers several advantages:

  1. Encourages Financial Discipline
    Automatic deductions help establish a consistent saving routine without relying on manual transfers.
  2. Reduces the Risk of Missing Contributions
    Since the process is automated, you do not have to worry about forgetting your monthly deposit.
  3. Makes Financial Targets Easier to Track
    Regular contributions create a clear path toward your Hajj savings goal, making progress easier to monitor.
  4. Keeps Funds Dedicated to Hajj Preparation

 

Separating Hajj savings from daily expenses helps maintain focus on your spiritual and financial objectives.

By setting aside funds specifically for Hajj, you can organize your finances more effectively while steadily working toward your pilgrimage plans.

 
Enjoy Attractive Rewards Along the Way

Saving for Hajj becomes even more rewarding with the exclusive benefits offered through the RINDU HAJI 2026 Program.

Direct Rewards

Eligible participants have the opportunity to receive direct gifts, including prayer mats and other attractive merchandise provided by Bank Muamalat.

Grand Prizes Without a Lucky Draw

One of the most unique features of the program is that it does not rely on a lottery or lucky draw system.

Instead, grand prize winners are determined based on the highest increase in average account balance during the program period. This means your chances are influenced by your commitment and consistency in saving.

Available grand prizes include:

  • Umrah package for the customer and spouse or family member
  • Yamaha Fazzio Hybrid motorcycle
  • 5-gram gold bullion

This approach rewards customers who demonstrate strong dedication to achieving their Hajj savings goals.

 
Who Can Join the RINDU HAJI 2026 Program?

The program is available to a wide range of customers, including:

  • New-to-Bank customers
  • Existing Bank Muamalat customers
  • Customers who already have a Hajj quota number
  • Customers who already own a Hajj Savings Account or RTJH account

Whether you are just beginning your Hajj preparation or have already taken initial steps, the program can help you strengthen your financial planning and stay on track toward your pilgrimage goals.

 
How to Join the RINDU HAJI 2026 Program

Participating in the program is simple.

Follow these steps:

  1. Open or maintain an iB Hijrah Hajj Saving Account account.
  2. Complete the initial top-up according to your selected package.
  3. Activate a monthly standing instruction for automatic savings contributions.
  4. Maintain consistent savings and account balances throughout the program period.

For more information, customers can visit the nearest Bank Muamalat branch or contact SalaMuamalat at 1500016.

 
Take the First Step Toward Baitullah Today

Every meaningful journey begins with a single step. The journey to Baitullah is no different.

You do not need to wait until you have accumulated a large amount of money before starting your Hajj savings plan. What matters most is consistency, commitment, and a clear financial strategy.

Through the RINDU HAJI 2026 Program, Bank Muamalat provides a practical and rewarding way to prepare for Hajj. By combining structured savings, automatic monthly contributions, and attractive rewards, the program helps customers stay focused on their spiritual goals while building their Hajj fund with confidence.

Start preparing today, and let every contribution bring you one step closer to fulfilling your dream of performing Hajj.
 

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