Longing for Hajj but Short on Funds? Start Saving Here!

For many Muslims, performing Hajj is a lifelong dream, a spiritual journey to the Holy Land that brings a sense of fulfillment and peace. However, financial limitations often become a major hurdle, forcing that dream to be postponed. With rising costs and long waiting periods, it’s easy to feel unsure about where to begin.

But the truth is, your journey to Baitullah doesn’t have to start big. It can begin with something as simple as saving regularly in a smart, structured way.

Introducing Nabung Haji Bersama Muamalat 2025

As part of our commitment to help Muslims prepare for Hajj, Bank Muamalat proudly presents the Nabung Haji Bersama Muamalat 2025 program under the campaign RINDU HAJI – Rincian Dana Untuk Haji (Translates to: “Longing for Hajj – Your Detailed Hajj Fund Plan”). This is more than a savings plan, it’s a meaningful step toward your spiritual goals.

What Is Nabung Haji Bersama Muamalat 2025?

It’s a Sharia-compliant savings initiative that allows you to plan your Hajj journey from an early stage with ease and rewards. Through the Tabungan iB Hijrah Haji product, you can start saving based on your financial capacity while enjoying direct rewards and the chance to win a grand prize.

Program Period: 1 August – 31 December 2025

Who Can Join:

New and existing customers
Individual account holders

Benefits of Joining the RINDU HAJI Program

1. Easier, More Organized Hajj Savings

You only need to top up your Tabungan iB Hijrah Haji account with a minimum of Rp2.500.000 and activate a monthly auto-debit savings plan starting from just Rp100.000. You can adjust the amount and duration based on your waiting period or financial goal. This system helps you stay consistent and intentional with your Hajj savings.

2. Instant Rewards – No Lucky Draws Needed

One of the standout features of this program is the guaranteed rewards. Customers who meet the criteria will receive exciting gifts directly from the branch, no raffles or waiting required.

Reward Scheme:

Savings & Monthly Deposit	Required Tenor	Reward
Top up Rp2.500.000 – < Rp5>	Based on Hajj waiting period or personal preference	Prayer mat or merchandise gimmick
Top up ≥ Rp5.000.000 + monthly deposit min. Rp250.000	Based on Hajj waiting period or personal preference	Prayer mat or merchandise gimmick

Important Notes:

The top-up must come from fresh funds (not transferred from another Muamalat account), proven by a valid transfer receipt.
Each customer is eligible for one gift during the program period.

3. Chance to Win a Grand Prize: Umrah Package for Two

In addition to the direct rewards, participants also have a chance to win 1 Umrah package for two people. Perfect for you and a loved one.

Selection Criteria:

Based on the increase in average monthly balance compared to June 2025.
Minimum increase: Rp10.000.000
Funds must be from external sources (fresh funds).

Please note, the prize is non-cashable but can be transferred to another eligible person following Bank Muamalat’s terms. The winner will be announced no later than 31 January 2026 via the official Bank Muamalat website and social media.

How to Join the Program

Open or Use Your Tabungan iB Hijrah Haji Account
New customers or existing ones can participate.
Top Up Your Account
Start with at least Rp2.500.000 from a non-Muamalat account.
Activate Your Monthly Savings Plan
Minimum Rp100.000/month depending on your top-up amount.
Claim Your Reward
If you meet the criteria, collect your gift at the nearest branch.
Grow Your Balance
Boost your savings for a better chance to win the grand prize.

Who Can Join?

This program is open to:

All individual Bank Muamalat customers
New or existing Tabungan iB Hijrah Haji account holders
Partners, family members, or anyone saving in their own name

There are no age or background restrictions. As long as you're ready to start your Hajj preparation in a Sharia-compliant way, you’re welcome to join.

Why Choose Bank Muamalat?

As Indonesia’s pioneer Islamic bank, Bank Muamalat has been a trusted companion in Hajj and Umrah planning for years. Our Hajj savings program is more than a financial product, it’s a commitment to support your spiritual journey.

Here’s what sets us apart:

Transparent, simple process
Fully Sharia-compliant product
Flexible monthly savings system
Guaranteed rewards and exclusive grand prize
Nationwide branch network and responsive service

Start Saving for Hajj Today!

Don’t wait until you’ve saved the entire amount. With the Nabung Haji Bersama Muamalat 2025 program, you can start small, stay consistent, and move closer to your dream with confidence and ease.

Who knows? The small step you take today might be the beginning of your journey to the Holy Land with someone you love by your side.