Consumer & Retail Banking
Consumer & Retail Banking
Article
2025-11-25

Top Up TapCash, Flazz, and e-Money Made Easy with Muamalat DIN

Have you ever been in a hurry to enter the toll gate, only to realize your e-money balance is empty? Or perhaps standing at the train station, ready to board, when you find out your TapCash card doesn’t have enough balance? Situations like these are all too common and often inconvenient, requiring you to stop by a minimarket, queue at the cashier, or hunt for a specific ATM just to reload your card.

 

Now, that’s no longer a problem. Through Muamalat DIN, you can easily top up various electronic money cards (e-money) from other banks, including BNI TapCash, BCA Flazz, and the latest Mandiri e-Money, all from your smartphone, anytime and anywhere.

 

Living Cashless: The Everyday Need for Digital Cards

 

In today’s fast-paced urban lifestyle, electronic money has become essential. From toll roads and parking to public transportation like KRL, MRT, LRT, and TransJakarta, everything is now cashless. Cards such as Flazz, TapCash, and e-money are your must-have travel companions.

 

Yet, many users only realize their balance is insufficient when they’re already at the toll gate or train entrance. Especially during rush hours, that delay can be frustrating. That’s why checking and topping up your e-money balance before heading out is crucial.

 

With Muamalat DIN, you can now do it seamlessly, no need to find a minimarket or an ATM. Everything can be done directly from the app on your phone.

 

Simple and Convenient E-Money Top Up with Muamalat DIN

 

The latest version of Muamalat DIN introduces the Top Up Electronic Money feature, allowing users to reload different types of digital cards from other banks effortlessly. Supported cards include:

  • Mandiri e-Money
  • BNI TapCash
  • BCA Flazz
 

All it takes is a few simple steps: open the Muamalat DIN app, select the Top Up Uang Elektronik menu, place your card at the back of your NFC-enabled smartphone, enter the desired amount, and your balance will be updated in seconds. No queues, no extra stops—just convenience at your fingertips.

 

Step-by-Step Guide: How to Top Up E-Money via Muamalat DIN

 

If it’s your first time using this feature, here’s how:

  1. Make sure your smartphone has NFC and it’s turned on.
  2. Open the Muamalat DIN app and log in as usual.
  3. Go to Beli/Bayar, then select TapCash BNI / Flazz BCA / e-money Mandiri.
  4. Tap your card (TapCash/Flazz/e-money) on the front/back of your phone.
  5. Enter the top-up amount you need.
  6. Confirm the transaction and wait for it to complete.
  7. Tap the card again to update the balance.
 

That’s it! Within seconds, your electronic money card is ready to use for tolls, trains, parking, and other daily needs.

 

Why Top Up E-Money Through Muamalat DIN?

 

Beyond convenience, this feature comes with several key advantages:

  1. One App for All
    You no longer need multiple apps to top up cards from different banks. Muamalat DIN lets you manage TapCash, Flazz, and e-money all in one place.
  2. Anytime, Anywhere Access
    Top up anytime, even late at night or while on the go. No need to rely on store hours or specific ATMs.
  3. Secure and Reliable
    Every transaction is protected with Muamalat DIN’s multi-layered security system, and you can easily track your transaction history.
  4. Designed for the Digital Lifestyle
    Whether you’re a frequent commuter, a driver, or someone who travels often, this feature keeps your mobility smooth and stress-free.

 

Travel Smart: Simple Tips for a Smooth Journey

 

A few small habits can help you avoid unexpected hassles during your trips:

  • Check your balance before leaving. Always ensure you have enough for the full trip or long-distance tolls.
  • Enable transaction notifications. Muamalat DIN helps you monitor your top-ups and spending in real time.
  • Keep a backup card. Having an extra card can save you in case your main one runs out of balance.
 

Muamalat DIN: Your Complete Financial Companion

 

The e-money top-up feature is just one of many conveniences offered by Muamalat DIN, the mobile banking app from Bank Muamalat Indonesia. Within one app, you can also:

  • Transfer funds to other banks via BI-FAST
  • Pay bills and buy mobile credit
  • Make cashless transactions through QRIS
  • Check balances and transaction history
  • Perform zakat, infak, and wakaf digitally in line with sharia principles
 

Now with the addition of multi-bank e-money top-ups, Muamalat DIN stands out as a modern, efficient, and sharia-compliant digital banking solution for today’s lifestyle.

 

All Made Simple, All in Your Hands

 

In this digital era, convenience matters more than ever, including when it comes to topping up your e-money balance. With Muamalat DIN, you can reload TapCash, Flazz, or e-money easily, securely, and instantly.

 

So, before you head to work, start a road trip, or travel out of town, make sure your digital card is ready to go. Just open Muamalat DIN, tap your card, and top up in seconds, simple, fast, and fully aligned with sharia values.

 

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