Secured Your Hajj Slot? Don’t Forget to Plan for the Final Payment!

Getting your hajj registration approved is a huge relief, but that’s only the first step in preparing for this sacred journey. One critical next step is making sure you’re ready to settle the Hajj Cost of Services (BPIH) before departure.

According to Indonesia’s Ministry of Religious Affairs, the BPIH in 1445H/2024 amounts to around IDR 93.4 million, with an average of IDR 56.04 million as the fee paid by pilgrims. If you’ve already made the initial IDR 25 million deposit, that still leaves IDR 31 million to be covered before you can board your flight to the Holy Land.

Why Plan Your Hajj Payment Early?

For many pilgrims, the final BPIH payment can feel substantial and might even catch some off guard as departure day nears. This can lead to a scramble for last-minute funds, adding unnecessary stress to an experience meant to be peaceful and spiritual. Moreover, while you’re in the Holy Land for around 40 days, your family back home will still need funds to cover daily expenses.

And let’s not forget your personal needs during hajj. Whether for accommodation, meals, or small souvenirs, these expenses add up. Starting your financial planning early allows you to focus on worship without financial worries weighing you down.

Take Advantage of Bank Muamalat’s Hajj Savings Account

A smart solution to simplify your hajj financial planning is by saving in your Bank Muamalat Hajj Savings Account. Many pilgrims are unaware that this account isn’t just a place for the initial deposit of IDR 25 million. Instead, it can be a flexible savings account where you can consistently set aside funds for your hajj payment and any additional expenses you might need during your pilgrimage.

Bank Muamalat’s Hajj Savings Account makes it easy for you to save in a structured, stress-free way. With flexible transaction features, you can add funds whenever you’re able, ensuring you’ll have enough saved when payment time comes. Plus, Bank Muamalat offers financial consultation services to help you create a savings strategy tailored specifically to your needs.

Tips for Building Your Hajj Fund with Bank Muamalat

1. Estimate Your Total Needs

Consider all financial needs outside of your BPIH payment, including funds for your family at home and personal needs while on pilgrimage. Making a clear budget list helps you have a solid financial picture.

2. Set Aside Funds Regularly

Don’t wait until the last minute to start saving. Begin as early as possible, even if it’s a small amount. For example, you could dedicate a part of your monthly or weekly income to your Hajj Savings Account.

3. Maximize Your Hajj Savings Account Benefits

Your Hajj Savings Account can also be used for transactions related to hajj needs. If you find yourself with extra funds, you can utilize this account for any unexpected expenses without compromising your main hajj savings.

Start Your Hajj Payment Preparations Today!

Preparing financially for hajj isn’t something you should delay. By using a Bank Muamalat Hajj Savings Account, you’re equipped with a specialized savings solution designed to help pilgrims manage their finances in preparation for hajj with ease and confidence.

So, why wait? Visit your nearest Bank Muamalat branch today, or consult with us by calling SalaMuamalat at 1500016 to explore savings options that best match your financial situation.

Saving early in your Hajj Savings Account not only eases the financial burden but also ensures your pilgrimage is smooth and worry-free. With financial preparedness, you can focus fully on worship and make the most of this sacred journey. Together with Bank Muamalat, let’s bring your hajj dreams to life with peace of mind and solid preparation!

Secured Your Hajj Slot? Don’t Forget to Plan for the Final Payment!

Why Plan Your Hajj Payment Early?

Take Advantage of Bank Muamalat’s Hajj Savings Account

Tips for Building Your Hajj Fund with Bank Muamalat

Start Your Hajj Payment Preparations Today!

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