Indonesia|English
Consumer & Retail Banking
Consumer & Retail Banking
Article
2026-02-27

Rindu Haji 2026 Bank Muamalat: Reward-Based Hajj Savings Program for Better Pilgrimage Planning

Performing Hajj is a lifelong aspiration for many Muslims. Yet with long waiting lists and rising costs, preparing for the pilgrimage requires thoughtful financial planning well in advance.

 

As Indonesia’s first Islamic bank, Bank Muamalat introduces the Rindu Haji 2026 (Rincian Dana Untuk Haji) program to help customers prepare their Hajj funds in a more structured way while enjoying additional benefits.

 

The program is designed to encourage consistent saving habits, maintain focus on the spiritual goal of Hajj, and reward customers for their commitment through direct gifts and grand prizes.

 

What Is the Rindu Haji 2026 Program?

 

Rindu Haji 2026 is a reward-based program for customers of Tabungan iB Hijrah Haji, a dedicated savings account specifically designed for pilgrimage preparation.

 

The program encourages customers to grow their balances gradually through an initial deposit and monthly automatic contributions. In addition to supporting long-term Hajj planning, participants can receive:

  • Direct gifts for eligible customers
  • Incentives for partners who help acquire new customers
  • Grand prizes for customers with the highest balance growth

This structure ensures the program promotes not only account openings but also sustained saving discipline.

 
Program Period

Rindu Haji 2026 runs throughout the year from 9 February until 31 December 2026.

During this time, customers may join the program by fulfilling the initial deposit requirements and activating monthly auto-debit contributions.

 

Eligibility Requirements

 

To participate, customers must meet the following criteria:

1. Open or Own a Tabungan iB Hijrah Haji Account

This account is dedicated to pilgrimage preparation so funds remain focused and protected from daily spending needs.

 

2. Make an Initial Deposit

Customers can choose one of two packages:

  • Package 1: Initial deposit Rp2.500.000 + monthly contribution Rp100.000
  • Package 2: Initial deposit Rp5.000.000 + monthly contribution Rp250.000
 
3. Activate Monthly Contributions

Regular deposits help build saving discipline and accelerate fund accumulation.

 

4. Funds Must Be Fresh Funds

Deposits must originate from outside Bank Muamalat accounts.

 

Direct Rewards for Customers

Customers who meet the deposit package requirements will receive direct gifts such as worship essentials or exclusive merchandise.

These rewards are meant as appreciation for taking the first concrete step toward Hajj preparation. Beyond their practical use, they also symbolize the beginning of a meaningful spiritual journey.

 

Partner Incentives

The program also involves official partners or aggregators who assist with customer acquisition.

Each qualifying account opening generates an incentive of Rp40.000 per account for the partner. This approach helps expand public access to Hajj savings services while strengthening collaboration within the pilgrimage ecosystem.

 

Grand Prizes Without a Lottery

In addition to direct rewards, the program offers grand prizes for customers with the highest average balance increase during the program period.

 

Main Requirements

  • Minimum balance growth of Rp20.000.000 from the January 2026 baseline
  • Active monthly contribution of at least Rp100.000
  • Funds must be fresh funds

 

Available Grand Prizes

  • 1 Umrah package for the customer and spouse
  • 3 units of Yamaha Fazzio Hybrid motorcycles
  • Gold bars of 5 grams each

Winners will be announced no later than 31 January 2027.

 
Why Early Hajj Financial Planning Matters

Preparing for Hajj is not only about saving money. It also reflects financial readiness and spiritual commitment.

Starting early allows customers to:

  • Adjust contributions to match their financial capacity
  • Reduce financial pressure later in life
  • Maintain a steady intention toward fulfilling the pilgrimage

A dedicated Hajj savings account also protects funds from being used for other purposes, helping ensure the goal remains intact.

 

Bank Muamalat’s Commitment to Pilgrimage Services

With decades of experience in value-based Islamic finance, Bank Muamalat continues to introduce solutions that support customers’ worship goals.

Rindu Haji 2026 represents this commitment by combining structured financial planning, convenient banking services, and meaningful rewards for customers preparing for Hajj.

 

How to Join the Rindu Haji 2026 Program

Customers can participate by following these steps:

  1. Open a Tabungan iB Hijrah Haji account at the nearest Bank Muamalat branch
  2. Choose an initial deposit package that suits your financial ability
  3. Activate monthly automatic contributions
  4. Maintain balance consistency until the program ends

For more information, customers may contact:

  • SalaMuamalat Call Center: 1500016
  • International Call: +6221-80668000
  • WhatsApp Bank Muamalat: +6281280651800
 
Start Your Journey to Hajj Today

Rindu Haji 2026 offers an opportunity to prepare for the pilgrimage with greater discipline while enjoying additional benefits along the way.

With proper planning and consistent saving from today, the journey to Baitullah can begin with stronger financial readiness and a clearer sense of purpose.

 

Baca Juga :

« Kembali
PT Bank Muamalat Indonesia Tbk. berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI),
serta merupakan peserta penjaminan Lembaga Penjamin Simpanan (LPS).
Maksimum nilai simpanan yang dijamin LPS per nasabah per bank adalah Rp 2 miliar.
Copyright © 2016 PT Bank Muamalat Tbk. All Rights Reserved.