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2026-04-16

Rindu Haji 2026: A Journey to Baitullah with Greater Value in Every Step

The intention to perform Hajj often begins long before the journey itself. It grows quietly through prayers, through hope, and through the longing to one day answer the call to the Holy Land.

 

At the same time, preparing for Hajj requires more than spiritual readiness. It also calls for thoughtful financial planning. Without a clear strategy, even the strongest intention can be delayed longer than expected.

 

Recognizing this, Bank Muamalat introduces Rindu Haji 2026 (Rincian Dana untuk Haji), a structured savings program designed to help you plan your Hajj journey with greater clarity and consistency. It offers a practical way to start now, with a system that feels manageable, disciplined, and purposeful.

 

What Is Rindu Haji 2026?

 

Rindu Haji 2026 is a reward-based savings program that helps customers prepare their Hajj funds gradually. It is not only about reaching a financial target, but also about building a sustainable habit of saving.

 

By combining an initial deposit with monthly contributions, the program encourages a more disciplined approach to financial planning. Over time, small and consistent steps can bring you closer to your goal.

 

Why Hajj Financial Planning Matters

 

Hajj costs continue to evolve, making early preparation increasingly important. Saving without a clear structure often leads to inconsistency, which can slow down progress.

With a well-planned approach, you can:

  • Manage your finances without disrupting daily needs
  • Set realistic and achievable targets
  • Stay committed over the long term

 

Rindu Haji 2026 is designed to support this journey through a simple yet effective system.

 
Flexible Contribution Options

 

One of the strengths of this program lies in its accessible and flexible structure.

You can choose from two main packages:

  • Initial deposit of Rp2.500.000 with a minimum monthly contribution of Rp100.000
  • Initial deposit of Rp5.000.000 with a minimum monthly contribution of Rp250.000

 

Monthly contributions are automated through a standing instruction system. This ensures consistency without requiring manual effort each month, allowing your savings to grow steadily over time.

 

Build Consistency Through Automation

Staying consistent is often the biggest challenge in saving. Rindu Haji 2026 addresses this through scheduled auto-debit contributions.

This approach offers practical benefits. It helps maintain a steady saving rhythm and reduces the mental load of managing monthly transfers. Over time, it supports the development of a more stable and disciplined financial habit.

 

Rewards That Reflect Your Commitment

Rindu Haji 2026 goes beyond saving by recognizing your commitment along the way.

 

Direct Rewards

Participants may receive direct gifts such as prayer mats, based on their contribution and participation in the program.

 

Performance-Based Grand Prize

Unlike many programs, Rindu Haji 2026 does not rely on random draws. Winners are determined based on the highest growth in Average Balance (Saldo Rata-Rata or SRR) during the program period.

The grand prizes include:

  • 1 Umrah package for two people
  • 3 Yamaha Fazzio Hybrid motorcycles
  • 4 gold bars

Rewards cannot be exchanged for cash but may be transferred. Winners will be announced no later than 31 January 2027 through Bank Muamalat’s official channels. The Umrah departure schedule will follow the bank’s policies and arrangements.

 

Who Should Join This Program?

 

Rindu Haji 2026 is open to both new and existing customers who want to prepare for Hajj in a more structured way.

This program is suitable for:

  • Individuals planning to start their Hajj savings journey early
  • Those who want a more disciplined saving system
  • Anyone ready to turn intention into action

 

You do not need to wait for the perfect moment. Starting earlier gives you more time to build momentum.

 
Program Period and How to Join

 

The program runs until 31 December 2026.

To participate, you simply need to:

  1. Make an initial deposit using fresh funds
  2. Activate monthly automatic contributions
  3. Maintain consistency throughout the program period

 

The process is straightforward, but the impact can be significant when done with commitment.

 
Frequently Asked Questions (FAQ)

  1. What is Rindu Haji 2026?

    It is a reward-based savings program by Bank Muamalat that helps customers prepare Hajj funds through an initial deposit and monthly contributions.

  1. Is this program based on a lucky draw?

    No. Grand prize winners are selected based on the highest average balance growth, making it performance-based.

  1. Who can join the program?

    Both new and existing Bank Muamalat customers are eligible to participate.

  1. What is the minimum contribution required?

    The program starts with an initial deposit of Rp2.500.000 and monthly contributions from Rp100.000.

  1. Are monthly contributions mandatory?

    Yes. Monthly contributions are essential to maintain consistency and qualify for the program.

  1. Does the initial deposit need to come from a Muamalat account?

    No. The initial deposit must come from fresh funds, meaning funds outside of Bank Muamalat.

  1. What rewards are offered?

    Participants can receive direct rewards such as prayer mats, as well as grand prizes including an Umrah package, motorcycles, and gold.

  1. How can I register?

    You can join through the nearest Bank Muamalat branch or via the Muamalat DIN mobile banking app.

 
Start Your Journey Today

 

A journey to Baitullah does not begin with a single grand step. It begins with small, consistent actions that move you forward over time.

 

Rindu Haji 2026 is designed to support that journey. It helps you stay committed, build a clear plan, and move with confidence.

 

Start today, and let each step bring you closer to answering the call.

 

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