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2024-12-17

Spread Kindness and Earn Blessings through ZISWAF

There are many ways to spread goodness and help others. In Islam, ZISWAF is a method to share kindness, bring benefits to society, and earn blessings from Allah Subhanahu Wa Ta'ala.

 

What is ZISWAF? ZISWAF is an acronym for Zakat, Infaq, Sadaqah, and Waqf. Although they all share the same goal of helping others, each has unique methods and forms. Let’s explore them one by one:

 

1. Zakat

 

Zakat is one of the five pillars of Islam, obligatory for every capable Muslim. It is divided into two main types:

  • Zakat Fitrah: This is a compulsory zakat given before Eid al-Fitr as a form of self-purification and social solidarity. According to Baznas, it is typically equivalent to one sha' (approximately 2.5–3 kg) of staple food, such as rice in Indonesia. Zakat Fitrah can be paid from the start of Ramadan until before the Eid prayer.
  • Zakat Mal: This refers to zakat on wealth that meets the nisab (minimum threshold) and haul (a period of one lunar year). Assets subject to Zakat Mal include gold, silver, cash, agricultural produce, livestock, and trade goods. As stated by Baznas, the standard rate for Zakat Mal is 2.5% of net wealth.

By paying zakat, you are not only helping those in need but also purifying your wealth from others' rightful claims.

 

2. Infaq

 

Unlike zakat, infaq has no minimum threshold (nisab) or specific time for fulfillment. You can contribute infaq anytime for various noble purposes, such as building public facilities, supporting education, or aiding disaster victims. Through infaq, your generosity can make a significant impact.

 

3. Sadaqah

 

Sadaqah is the most flexible form of charity. It does not have to be monetary or material. A simple smile, kind words, or offering your time and effort to help others can count as sadaqah. Even small acts like assisting your neighbor in carrying groceries can earn immense rewards in the eyes of Allah Subhanahu Wa Ta’ala.

 

4. Waqf

 

Waqf is an extraordinary way to create continuous good deeds, even after one’s passing. It involves dedicating specific assets, such as land, buildings, or money, for the benefit of the community. These assets remain intact while the benefits are distributed according to Islamic principles.

Imagine donating a piece of land that becomes the site of a mosque, school, or hospital. Every prayer, knowledge, or service provided there becomes a jariyah (ongoing) reward for you. InsyaAllah, the blessings will flow eternally.

 

Effortless Giving with Hijrah Amal on Muamalat DIN

 

Now, you can conveniently channel your ZISWAF contributions through the Hijrah Amal feature in the Muamalat DIN app. This feature enables you to:

  1. Give Anytime, Anywhere The ZISWAF menu allows you to fulfill zakat, infaq, sadaqah, and waqf in just a few taps on your mobile device.
  2. Guaranteed Transparency Every transaction is recorded and reported transparently, ensuring that your contributions are delivered responsibly.
  3. Online Qurban Services In addition to ZISWAF, you can also perform Qurban easily and securely. Your sacrifice will be distributed to those truly in need.

 

Do Good Anytime, Anywhere

 
You don’t need to wait for a special moment to do good. With the Hijrah Amal feature on Muamalat DIN, you can start giving anytime and anywhere. Download the app now, select the ZISWAF menu, and start sharing kindness from the palm of your hand.
 

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