When Gold Prices Rise, Choose a More Thoughtful Way to Own Gold

Over the past few months, gold prices have continued to hit new record highs. Almost every week, the chart moves upward. For some, this is welcome news. For many others, it creates a dilemma: the desire to own gold is there, but the price feels increasingly out of reach.

At the same time, the need to protect asset value is becoming more real. Inflation rises quietly, living costs keep adjusting, and cash gradually loses its purchasing power. In moments like this, gold once again stands out as a relatively stable long-term store of value.

The question is no longer whether gold is relevant, but how to own gold today without putting pressure on your current cash flow.

Buy Gold Now, Don’t Keep Waiting

Many people delay buying gold, hoping prices will eventually come down. In reality, gold’s long-term trend has shown the opposite. Waiting often leads to one outcome: by the time you are ready to buy, the price is already higher.

On the other hand, purchasing gold in cash and in large amounts is not an option for everyone. Not everyone wants to allocate a significant lump sum at once, especially when other financial priorities still need to be maintained.

This is where a balanced solution becomes important, one that allows you to start owning gold today in a measured way and in line with sharia principles.

Solusi Emas Hijrah: Owning Gold Amid Rising Prices

Solusi Emas Hijrah from Bank Muamalat is designed to answer this exact challenge. This solution allows customers to own physical gold bars through an installment scheme, without waiting until a large amount of funds is available.

Using a murabahah contract, the selling price of gold is agreed upon at the beginning. This means even if market prices continue to rise, your installment amount remains fixed according to the initial agreement. It brings clarity, certainty, and peace of mind to your financial planning.

Key features that make Solusi Emas Hijrah relevant today include:

A fixed selling price agreed upfront, unaffected by future market fluctuations
Planned and manageable installments tailored to your financial capacity
High-quality physical gold from trusted producers
Fully aligned with sharia principles, ensuring a more ethical and value-driven approach

The gold you purchase is securely stored as collateral during the installment period. Once the financing is fully paid, the gold becomes entirely yours and can be collected.

Gold Is Not Just an Asset, but a Strategy

In times of global economic uncertainty, gold is often chosen not for speculation, but as a strategy to preserve value. Many people include gold as part of their long-term planning, such as:

Education fund preparation
Family financial reserves
Hajj or Umrah planning
Asset diversification for better balance

With an installment scheme, owning gold no longer feels distant or financially heavy at the beginning. Instead, it becomes something you can start early, step by step, with greater control.

Simple and Convenient, Apply Through Muamalat DIN

What makes Solusi Emas Hijrah even more relevant today is the ease of the application process. Customers can apply directly through the Muamalat DIN application.

There is no need to visit a branch or go through complicated procedures. Everything can be done from your phone, including:

Accessing product information
Submitting financing applications
Monitoring application progress
Managing accounts for automatic installment payments

This convenience makes gold ownership feel more accessible and realistic, even for those who are just starting their journey.

When Prices Keep Rising, Make a Thoughtful Decision

Waiting for gold prices to fall often leads to uncertainty. Taking action with proper planning, on the other hand, creates an opportunity to protect asset value from today.

Solusi Emas Hijrah from Bank Muamalat is not simply about buying gold. It is about choosing a calmer, more structured, and value-aligned way to begin.

With the support of Muamalat DIN, owning gold today becomes simpler than ever. Set your intention, plan wisely, and take the first step now.

Quick FAQ – Solusi Emas Hijrah

Why do gold prices keep rising?
Due to inflation and global economic conditions, gold is widely chosen as a hedge to protect asset value.

Is it still relevant to buy gold now?
Yes. With the right scheme, gold ownership can begin without waiting for prices to decline.

What is Solusi Emas Hijrah?
A sharia-based gold ownership financing solution from Bank Muamalat with an installment system.

Will installments change if gold prices increase?
No. The selling price is fixed at the beginning of the contract, and installments remain the same until completion.

Where is the gold stored?
The gold is securely stored by Bank Muamalat during the installment period and can be collected once fully paid.

Is the gold physical and guaranteed?
Yes. It is physical gold from trusted producers with assured quality.

Is it compliant with sharia principles?
Yes. It uses a murabahah contract and is supervised by the Sharia Supervisory Board.

Can I apply online?
Yes. Applications can be submitted through the Muamalat DIN application.

Who is this product suitable for?
Those looking to preserve asset value, plan long-term finances, and diversify their financial portfolio.

When Gold Prices Rise, Choose a More Thoughtful Way to Own Gold

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