Consumer & Retail Banking
Consumer & Retail Banking
Article
2024-10-22

Why Gold Installment is the Right Choice for Investment

Gold has long been recognized as a stable and profitable investment instrument. However, many people may find it difficult to purchase gold outright due to its high price. That’s where gold installments come in as a smart solution. With a flexible financing scheme, gold installments provide an easier way to own this precious metal. In this article, we’ll explore why gold installment plans are a great investment choice and how the Solusi Emas Hijrah financing option from Bank Muamalat can be an attractive choice for you.

 

Long-Term Price Stability of Gold

One of the main reasons why gold remains a popular investment option is its price stability. Gold tends to increase in value over the long term, even during times of economic fluctuation.

According to the World Gold Council, gold prices have risen by an average of 11% annually over the past 20 years. As a result, gold is seen as a safe asset, especially when stock or property markets are facing downturns.

 

Flexible and Affordable Gold Installments

One of the primary benefits of gold installment plans is their flexibility. You don't have to pay a large sum upfront to own gold.

For example, Solusi Emas Hijrah from Bank Muamalat offers incredibly affordable daily installments, starting from just IDR 4,000 per day for the financing of 5 grams of gold over a 60-month period. With such low daily payments, you can begin investing in gold without the need for significant upfront capital.

Imagine setting aside only IDR 4,000 per day—about the cost of a small snack—for a long-term investment. In 60 months, you’ll own 5 grams of ANTAM-certified gold, with guaranteed authenticity and the potential for increased value over time.

This installment scheme makes gold investment accessible to a wide range of individuals, including those who are new to investing.

 

Guaranteed Security and Authenticity of Gold

Security and authenticity are crucial when investing in gold. Solusi Emas Hijrah from Bank Muamalat guarantees 100% authentic gold sourced directly from ANTAM, Indonesia's leading gold producer. All gold purchased is of the Certicard variety, which comes with a certificate of authenticity.

Moreover, during the financing period, your gold is securely stored at Bank Muamalat, ensuring that you don't have to worry about theft or loss.

 

Easy and Fast Application Process

In addition to the light installment scheme, applying for gold financing at Bank Muamalat is simple and straightforward. All you need to do is fill out a financing application form (FAP) and submit a copy of your ID card (KTP) and Taxpayer Identification Number (NPWP) if the financing exceeds IDR 50 million.

The approval process is quick, with the potential for same-day approval. With these easy and fast requirements, you can start your gold investment journey in no time.

 

Financing Limit Based on Gold Prices

Another advantage of gold installments through Solusi Emas Hijrah is the flexibility in financing limits. The financing limit is determined by the price of gold at the time of application, and you can choose a gold quantity of up to 100 grams.

This allows you to adjust the financing according to your specific needs and financial capacity.

 

Why Gold Installments are the Right Investment Choice

Here are several key reasons why gold installment plans are an attractive investment option:

  • Stable Value: Gold is an asset that protects wealth against inflation.
  • Affordable Installments: With daily payments starting as low as IDR 4,000, gold investments are more accessible.
  • Flexible Tenor: You can choose a financing period that suits your financial situation.
  • Guaranteed Security: The gold is securely stored at Bank Muamalat during the financing period.
  • Guaranteed Authenticity: The gold purchased is ANTAM-certified, ensuring its authenticity.
 

Start Your Gold Investment with Solusi Emas Hijrah from Bank Muamalat

If you're considering starting a gold investment, Solusi Emas Hijrah from Bank Muamalat could be the perfect option for you. With daily installments starting from just IDR 4,000/day, guaranteed secure storage, and a fast and easy application process, you can begin your gold investment journey without the worry of large upfront costs.

Visit the official Bank Muamalat website or contact SalaMuamalat at 1500016 for more information, and apply for your gold financing today!
 

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