Live a More Blessed Life: Invite Your Friends to Hijrah with a Sharia Account

As awareness grows about the importance of living in harmony with Islamic values, many people are beginning to reshape their lifestyle. From how they dress and eat to how they manage money, everything is being adjusted to align more closely with Islamic principles.

However, a financial hijrah is not complete without taking the most essential step: opening a sharia-based bank account. With an account that operates according to Islamic financial principles, every transaction brings peace of mind, free from practices that contradict Islamic teachings.

As the pioneer of Islamic banking in Indonesia, Bank Muamalat offers a simple and rewarding way to share blessings and introduce others to the benefits of sharia banking through the Ajak Teman Hijrah program on the Muamalat DIN app.

**What Is Ajak Teman Hijrah?**

Ajak Teman Hijrah is a referral program by Bank Muamalat that allows customers to invite friends, family, or colleagues to open a new account through the Muamalat DIN app. Each successful referral expands the reach of sharia banking and gives both you and your friend an additional account balance as a token of appreciation.

This initiative is part of the broader “Ayo Hijrah” campaign, which encourages people to move toward a more blessed, transparent, and fair financial system that brings peace to the heart.

How to Join Ajak Teman Hijrah

Joining the program is easy and entirely digital. Here’s how:

Open the Muamalat DIN app.
Make sure you are an active Bank Muamalat customer.
Get and share your referral code.
Find your referral code in the Ajak Teman Hijrah menu and share it with friends or relatives you wish to invite.
Your friend opens a new account using your code.
When registering in the Muamalat DIN app, your friend simply needs to enter your referral code.
Receive your rewards once all conditions are met.
You will earn Rp25,000 for each friend who successfully opens an account and fulfills the program requirements. Your friend will also receive a Rp10,000 welcome bonus.

The more people you invite, the more rewards and blessings you can collect.

Key Requirements to Qualify for Rewards

To ensure that both of you receive the rewards, your friend must:

Open a new account through the Muamalat DIN app using your referral code.
Make an initial deposit of at least Rp100,000.
Complete at least one transaction during the program period.
Maintain a minimum balance of Rp50,000 in their account.

The program runs until December 31, 2025, giving you ample time to spread the spirit of hijrah and share the blessings with others.

Why Join Ajak Teman Hijrah

A small step toward a more blessed financial life.
Every invitation to open a sharia account helps others move toward a financial system that reflects Islamic values.
Convenient and fully digital.
All processes take place through the Muamalat DIN app without visiting a branch.
Tangible appreciation.
Bank Muamalat rewards you with additional balance for every successful referral.
Contribute to a larger movement.
By joining, you become part of a growing community that supports the development of a strong and inclusive sharia finance ecosystem in Indonesia.

Begin Your Financial Hijrah Today

Living a sharia-compliant lifestyle is not only about what you wear or consume but also about how you manage and entrust your money to an institution that upholds Islamic values.

Through Ajak Teman Hijrah, you can play a part in encouraging others to begin their journey toward a more blessed financial life.

Download the Muamalat DIN app on the Play Store or App Store, share your referral code, and see how one small invitation can create meaningful change.