Indonesia|English
Consumer & Retail Banking
Consumer & Retail Banking
Article
2026-07-01

Save Smarter with Bank Muamalat and Get a Samsung Galaxy S26 Series Smartphone

Saving money is one of the best ways to build financial security, but the right savings product can offer even more than peace of mind. With Tabungan iB Hijrah Prima Berhadiah (TPB) from Bank Muamalat, you can grow your savings based on Sharia principles while enjoying an exclusive reward.

 

For a limited promotional period, eligible customers can receive a Samsung Galaxy S26 Series smartphone through the program, subject to the applicable terms and conditions. There is no lucky draw involved, allowing you to enjoy your selected reward from the beginning of your savings journey.

 

What Is Tabungan iB Hijrah Prima Berhadiah?

Tabungan iB Hijrah Prima Berhadiah is a Sharia savings product offered by Bank Muamalat under the Mudharabah contract. It is designed for customers who wish to place their funds for a predetermined period while receiving an exclusive reward as part of the program.

Unlike conventional promotional savings programs that rely on prize draws, this product allows eligible customers to choose a reward according to the current promotion and applicable requirements.

This combination of disciplined saving and immediate added value makes it an attractive option for customers who want to plan their finances more effectively.

 

Why Choose Tabungan iB Hijrah Prima Berhadiah?
 
1. Fully Sharia-Compliant Savings

Tabungan iB Hijrah Prima Berhadiah is based on the Mudharabah contract, a profit-sharing partnership in which customers act as fund providers and Bank Muamalat manages the funds.

The deposited funds are invested in business activities that comply with Islamic principles, providing customers with confidence that their savings are managed in a halal and ethical manner.

 2. Receive Your Reward Without a Lucky Draw

One of the biggest advantages of this savings program is that you do not have to wait for a lottery or prize announcement.

Eligible customers can receive a reward based on the current promotional program and applicable terms.

During this promotional period, available rewards include:

  • Samsung Galaxy S26
  • Samsung Galaxy S26+
  • Samsung Galaxy S26 Ultra
3. Your Savings Remain Secure

The funds you place in the program remain your savings throughout the selected placement period.

This helps encourage financial discipline while allowing you to work toward your future financial goals without sacrificing the opportunity to enjoy valuable rewards.

4. Continue Earning Profit Sharing

Besides receiving an exclusive reward, customers also remain eligible for profit sharing (nisbah) in accordance with the Mudharabah agreement and Bank Muamalat's prevailing policy.

This allows your savings to continue generating value while remaining fully compliant with Sharia principles.

 

Who Is This Savings Program Suitable For?

Tabungan iB Hijrah Prima Berhadiah is ideal for individuals who:

  • Have idle funds that will not be needed in the near future
  • Want to save according to Sharia principles
  • Are planning for future financial goals with greater discipline
  • Appreciate additional value from their savings
  • Prefer guaranteed promotional rewards instead of prize draws

 

How to Join the Tabungan iB Hijrah Prima Berhadiah Program

Getting started is simple.

Follow these steps:

  1. Visit your nearest Bank Muamalat branch.
  2. Choose an available reward offered under the current promotion.
  3. Determine your savings placement amount according to the program requirements.
  4. Select your preferred savings period.
  5. Complete the account opening process for Tabungan iB Hijrah Prima Berhadiah.

Bank Muamalat representatives will explain the complete program details, including eligible rewards, placement requirements, profit-sharing arrangements, program duration, and all applicable terms and conditions before your account is opened.

 

Why Choose the Samsung Galaxy S26 Series?

The Samsung Galaxy S26 Series is designed to support today's digital lifestyle with powerful performance, premium cameras, advanced AI features, and a sleek modern design.

Whether you use your smartphone for work, entertainment, content creation, or everyday communication, the Galaxy S26 Series offers an exceptional mobile experience.

Through the Tabungan iB Hijrah Prima Berhadiah program, you have the opportunity to receive one of these premium smartphones while building your savings in accordance with Sharia principles.

 

Plan Your Finances with Confidence Through Bank Muamalat

Saving becomes even more meaningful when it is part of a well-planned financial strategy.

Tabungan iB Hijrah Prima Berhadiah allows you to safeguard your funds under Sharia principles while enjoying exclusive promotional rewards and continuing to benefit from Mudharabah profit sharing.

It is a practical solution for customers who want to prepare for the future while receiving added value from the very beginning of the program.

 

Frequently Asked Questions (FAQ)
 
Is Tabungan iB Hijrah Prima Berhadiah a Sharia-compliant savings product?

Yes. The product uses the Mudharabah contract, ensuring that all fund management activities comply with Islamic banking principles.

Is the Samsung Galaxy S26 Series reward obtained through a lucky draw?

No. Eligible customers receive the reward according to the promotional program and applicable terms and conditions. No lottery or prize draw is involved.

What rewards are available?

During the current promotional period, eligible customers may receive one of the following:

  • Samsung Galaxy S26
  • Samsung Galaxy S26+
  • Samsung Galaxy S26 Ultra

Reward availability is subject to the ongoing promotion and applicable program requirements.

Do I still own my savings during the program?

Yes. Your deposited funds remain your savings throughout the selected placement period in accordance with the program's terms and conditions.

How can I apply?

Simply visit your nearest Bank Muamalat branch. A Bank Muamalat representative will provide complete information about:

  • Required placement amount
  • Available rewards
  • Placement period
  • Profit-sharing mechanism
  • Terms and conditions

 

Start Saving Today and Enjoy Exclusive Rewards

Looking for a Sharia-compliant savings solution that offers more than just financial security?

With Tabungan iB Hijrah Prima Berhadiah, you can save confidently while becoming eligible to receive a Samsung Galaxy S26 Series smartphone through the current promotional program.

Visit your nearest Bank Muamalat branch today to learn more about the available rewards, placement requirements, program duration, and the latest terms and conditions.

Start planning your financial future with Bank Muamalat and experience the added value of saving the Sharia way.

 

Baca Juga :

« Kembali
PT Bank Muamalat Indonesia Tbk. berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK), Bank Indonesia (BI),
serta merupakan peserta penjaminan Lembaga Penjamin Simpanan (LPS).
Maksimum nilai simpanan yang dijamin LPS per nasabah per bank adalah Rp 2 miliar.
Copyright © 2016 PT Bank Muamalat Tbk. All Rights Reserved.