About Muamalat

About Muamalat
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2024-10-25

First Swipe Experience Oktober - Desember 2024

Program Title	:	Subsidy for first transaction
Program Participants	:	All Bank Muamalat customers and prospective customers
Coverage Area		National
Channel	:	All Shar-E Debit Muamalat cards
Program Period	:	October 1 to December 31, 2024
Ketentuan Program Program Terms	:	Get a 20% subsidy for shopping transactions online or with an EDC machine for the first time using a Shar-E Debit Muamalat card and opening iB Hijrah Savings The first payment transaction gets a 20% subsidy for a maximum of IDR 25,000, with a minimum spend IDR 50.000 Valid for customers who open a new iB Hijrah Savings (Wadiah) account, activate Muamalat DIN, and shop using EDC machines or online transactions in e-commerce no later than 30 days from the date of account opening Valid for all types of Muamalat Shar-E Debit cards including GPN every day Subsidies are given based on shopping transactions using the Shar-E Debit Muamalat card Applying the Jualah* contract for the first transaction using the Shar-E Debit Muamalat card No multiples, splits or combinations of receipts Cannot be combined with other promos (if any) The subsidy will be credited to the customer's savings account no later than the end of the following month Not valid for transactions in e-wallet applications such as DANA, OVO, ShopeePay and the like Bank Muamalat has full authority to determine the legitimacy of customer transactions to get promo subsidies, if fraud is indicated, the subsidy will be canceled * reward for customer transactions
Program Information	:	SalaMuamalat 1500016

First Swipe Promo FAQ

All Offline & Online Merchants (not valid for e-wallet applications)

1	Q	When the First Swipe Experience Promo Starts?
	A	The Promo starts October 1 – December 31 2024
2	Q	What is First Swipe Experience promo?
	A	First Promo Swipe Experience is a promo that gives a first-time transaction experience to a new customer with a Shar-E Debit Card with a maximum cashback 20% of IDR 25,000 with a minimum purchase in both offline and online merchants (e-wallet not included) IDR 50.000.
3	Q	Is there a minimum transaction for this promo?
	A	Yes. There is a minimum amount of transaction IDR 50.000
4	Q	Is there a monthly transaction frequency limit for this promo?
	A	Yes, the promo is valid for 1 first transaction of the Shar-E Debit Card
5	Q	What transactions apply to this promo?
	A	Transactions that apply to this promo are transactions using a Muamalat Visa Shar-E Debit card in e-commerce or online stores and offline merchants. This promo does not apply to transactions on e-wallets such as DANA, OVO, ShopeePay, and others.
6	Q	Is there a maximum limit on the value of subsidies that can be obtained by customers?
	A	Yes, the maximum subsidy is IDR 25,000 (twenty five thousand Rupiah).
7	Q	What is the mechanism for paying subsidies to customer savings accounts?
	A	The subsidy will be paid centrally at the Bank Muamalat head office. Transaction data will be pulled at the beginning of next month by the head office team. Transaction data according to the program terms and conditions will be paid the following month after the transaction.

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