Product Detail

Working Capital Financing is a financing product that will help your business needs working capital to smooth operations and business development plans you will be assured.

Designation

Individual (citizen) and business owners who have a legal entity in Indonesia.

Benefit

1. Based on Islamic principles with options Musharaka contract, mudaraba, murabaha in accordance with specifications or working capital requirements
2. Can be used to improve or meet the sales turnover and the additional finance needed raw materials or overhead costs
3. Term of the financing tailored to the specifics of working capital
4. Ceiling from USD 100 million
5. For individual customers will be covered by life insurance so that financing will be repaid by the insurance company when you die
6. Redemption prior to maturity not be fined
7. Can use the scheme revolving and non-revolving (dependent characteristics of the Customer)
8. Can take advantage of financing Islamic bank statements making it easier for you to redeem the financing

Fare

1. Financing application form for individuals
2. Copy of ID card and family card
3. Copy of Marriage Certificate (if married)
4. Copy of TIN
5. Original salary slips and certificate of employment (for employee / employee)
6. Financial statements / reports attempt last 2 years
7. Copy of mutations account passbook / statement giro last 6 months
8. Copy of telephone and electricity bill last 3 months
9. Legality assurance (SHM / HGB / reg / deposit slip / etc)
10. Evidence purchase order or Work Order (WO) if there