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iB Muamalat Syariah Asset Refinance Financing
Product Detail
iB Syariah Asset Refinance Financing is a special product segmentation corporate financing by refinancing scheme based on Islamic principles, which aims to finance an investment company that has over a productive asset or an asset on a business project that has been running or have an employment contract with bowheer and generated revenue routine.
Distribution of:
Non Individual customers (Shaped Agency Limited Liability Company Law).
Requirement
| No. | Jenis Persyaratan | Tipe |
|---|---|---|
| 1. | Financing Submission Letter to the First Bank | Asli |
| 2. | The legality of the Customer, such as: | Â |
| Â |
|
Copy Copy Copy Copy Copy Copy Copy Copy Copy |
| 3. | Identity (ID card, driver's license, TIN) is not yet due of the entire Board of Directors and Commissioners; | Copy |
| 4. | Proof of ownership of productive assets, as object Financing iB Asset Refinance Sharia to be used as the primary collateral | Copy |
| 5. | Proof of ownership of additional collateral (if necessary); | Copy |
| 6. | Movements customer accounts for six (three) months; | Copy |
| 7. | Copy | Â |
| 8. | Other documents in accordance with Bank | Â |
Fare
1. Based on the principle of sharia with two options contract:
a. Musharaka Mutanaqisah
b. Ijarah muntahiya Bit Tamlik
2. Financing in the form of investment and / or working capital in order to replace the financed object before the funds from the customer as the owner of the asset or financed by loansfrom another party (Bank / financial institution).
3. Type productive assets that can be made the object of Asset Financing iB Syariah Refinance:
a. Land and buildings;
b. Embedded heavy machinery;
c. Motor vehicles for land / air / sea;
d. Heavy equipments
4. The term of financing a maximum of 5 (five) years.