Product & Services
iB Muamalat Financing Investment
Product Detail
Investment financing is a financing product that will help your business so it needs investment to support expansion plans that you specify.
Designation
Individual (citizen) and business owners who have a legal entity in Indonesia
Benefit
- Based on the principles of sharia or ijara murabaha contract according to the specifications of the investment needs
- Can be used for the purchase or lease of business premises, equipment investment (machinery, vehicles, heavy equipment, etc.), and construction
- Financing period up to 5 years
- Ceiling from USD 100 million
- For individual customers will be covered by life insurance so that financing will be repaid by the insurance company when you die
- Redemption prior to maturity not be fined
Requirement
Institution / Company
- Funding request letter from the management / board
- Valid TIN institutions
- Legality of the establishment and amendments (if any) and its endorsement
- Business licenses: SIUP, TDP, SKD, AIS, and the other (if necessary) are still valid
- Data management of the company
- Last 2 years financial statements
- Copy of mutations account passbook / statement giro last 6 months
- Legality assurance (SHM / HGB / reg / deposit slip / etc)
- List of needs and offer evidence for the provision of the proposed investment plan