Product & Services
Product & Services
Financing

iB Muamalat Financing Investment

Product Detail

Investment financing is a financing product that will help your business so it needs investment to support expansion plans that you specify.

Designation 

Individual (citizen) and business owners who have a legal entity in Indonesia

 

Benefit

 

  1. Based on the principles of sharia or ijara murabaha contract according to the specifications of the investment needs
  2. Can be used for the purchase or lease of business premises, equipment investment (machinery, vehicles, heavy equipment, etc.), and construction
  3. Financing period up to 5 years
  4. Ceiling from USD 100 million
  5. For individual customers will be covered by life insurance so that financing will be repaid by the insurance company when you die
  6. Redemption prior to maturity not be fined

 

Requirement

Institution / Company

  1. Funding request letter from the management / board
  2. Valid TIN institutions
  3. Legality of the establishment and amendments (if any) and its endorsement
  4. Business licenses: SIUP, TDP, SKD, AIS, and the other (if necessary) are still valid
  5. Data management of the company
  6. Last 2 years financial statements
  7. Copy of mutations account passbook / statement giro last 6 months
  8. Legality assurance (SHM / HGB / reg / deposit slip / etc)
  9. List of needs and offer evidence for the provision of the proposed investment plan