Product Name

Muamalat Digital Integrated Access (MADINA)

Akad

Ijarah

Customer Category

Non Individual

Product Detail

Muamalat Digital Integrated Access is an internet banking facility for non-individual customers with a choice of Advanced and Basic features that allows customers to monitor and carry out non-cash banking transactions for all accounts at Bank Muamalat in real time online through the internet network using a web browser on a computer or other possible device.

Benefit

• Ease of cash management
• Quick access to financial information
• Wide scope of work area
• Fast and accurate data reporting and reconciliation
• Ease of accessing information obtained in real time
• Guaranteed security, using two-step authentication (password and token)
• Freedom to choose the type of token (hard token or SMS token)
• Can arrange transaction limit approval based on tiering

Product Feature

1.       MADINA Advanced

• The initial implementation/setting of MADINA is carried out by the Bank.
• Users to make transactions are registered and managed by the Customer himself through the Admin Maker and Admin Approver users.
• The user level consists of Maker, Checker, Approver.
• There are Function & Group (FAG) settings and Transaction Agreements (Signatory Relationship) for users involved in transactions.
• Menus that can be accessed are in accordance with the MADINA features available for both transactions and information.

2.       MADINA Basic

• Users are registered and managed by the Bank.
• The user level consists of Maker and Approver.
• There are no Function & Group (FAG) arrangements and Transaction Agreements (Signatory Relationship).
• Menus that can be accessed are in accordance with the features that apply to both transactions and information.

Term

And Condition

• Valid for legal entity/non-individual customers (not individuals)
• Have an active non-individual current and/or savings account at Bank Muamalat
• Fill out and sign the MADINA Service Application (Forms, Terms and Conditions, and Power of Attorney (specifically for MADINA Advanced)

Transaction Limit

*) Daily Limit is the limit for all Customer’s accounts in one day, determine by the Customer through Application Form.

Limit per Transaction is determined by Bank and follow Bank policies.

Fee

• Implementation Fee = Free
• Monthly Administration Fee = Free
• Hard Token fee (initial registration) = Rp. 100,000/token
• Hard Token fee (added user/battery run out/damaged/lost) = Rp. 300,000/token

1

Q

What is the CMS (MADINA) service fee at Bank Muamalat?

A

• Implementation Fee = Free
• Monthly Administration Fee = Free
• Hard Token fee during initial registration = Rp. 100,000/token
• Hard Token fee for additional users/battery runs out/damaged/lost = Rp. 300,000/token

2

Q

What are the benefits of using CMS Services (MADINA)?

A

• Ease of cash management
• Quick access to financial information
• Wide scope of work area
• Fast and accurate data reporting and reconciliation
• Ease of accessing information obtained in real time
• Guaranteed security, using two-step authentication (password and token)
• Freedom to choose the type of token (hard token or SMS token
• Can arrange transaction limit approval based on tiering

3

Q

Can CMS (MADINA) be accessed via mobile phone?

A

Use of Madina Bank Muamalat Services can be accessed via mobile phones (HP) or computers and laptops

4

Q

CMS (MADINA) can be used for what transactions?

 A

MADINA CMS can be used for book transfer transactions, SKN, RTGS, online transfers, remittances, employee payroll payments, e-tax payments, Postpaid ZIS and Telkomsel, BPJS Ketenagakerjaan payments.