Product Name

Muamalat Digital Integrated Access (MADINA)

Akad

Ijarah

Customer Category

Non Individual

Product Detail

Muamalat Digital Integrated Access is an internet banking facility for non-individual customers with a choice of Advanced and Basic features that allows customers to monitor and carry out non-cash banking transactions for all accounts at Bank Muamalat in real time online through the internet network using a web browser on a computer or other possible device.

Benefit

• Ease of cash management
• Quick access to financial information
• Wide scope of work area
• Fast and accurate data reporting and reconciliation
• Ease of accessing information obtained in real time
• Guaranteed security, using two-step authentication (password and token)
• Freedom to choose the type of token (hard token or SMS token)
• Can arrange transaction limit approval based on tiering

Product Feature

1.       MADINA Advanced

• The initial implementation/setting of MADINA is carried out by the Bank.
• Users to make transactions are registered and managed by the Customer himself through the Admin Maker and Admin Approver users.
• The user level consists of Maker, Checker, Approver.
• There are Function & Group (FAG) settings and Transaction Agreements (Signatory Relationship) for users involved in transactions.
• Menus that can be accessed are in accordance with the MADINA features available for both transactions and information.

2.       MADINA Basic

• Users are registered and managed by the Bank.
• The user level consists of Maker and Approver.
• There are no Function & Group (FAG) arrangements and Transaction Agreements (Signatory Relationship).
• Menus that can be accessed are in accordance with the features that apply to both transactions and information.

Term

And Condition

• Valid for legal entity/non-individual customers (not individuals)
• Have an active non-individual current and/or savings account at Bank Muamalat
• Fill out and sign the MADINA Service Application (Forms, Terms and Conditions, and Power of Attorney (specifically for MADINA Advanced)

Fee

• Implementation Fee = Free
• Monthly Administration Fee = Free
• Hard Token fee (initial registration) = Rp. 100,000/token
• Hard Token fee (added user/battery run out/damaged/lost) = Rp. 300,000/token

1

Q

What is the CMS (MADINA) service fee at Bank Muamalat?

A

• Implementation Fee = Free
• Monthly Administration Fee = Free
• Hard Token fee during initial registration = Rp. 100,000/token
• Hard Token fee for additional users/battery runs out/damaged/lost = Rp. 300,000/token

2

Q

What are the benefits of using CMS Services (MADINA)?

A

• Ease of cash management
• Quick access to financial information
• Wide scope of work area
• Fast and accurate data reporting and reconciliation
• Ease of accessing information obtained in real time
• Guaranteed security, using two-step authentication (password and token)
• Freedom to choose the type of token (hard token or SMS token
• Can arrange transaction limit approval based on tiering

3

Q

Can CMS (MADINA) be accessed via mobile phone?

A

Use of Madina Bank Muamalat Services can be accessed via mobile phones (HP) or computers and laptops

4

Q

CMS (MADINA) can be used for what transactions?

 A

MADINA CMS can be used for book transfer transactions, SKN, RTGS, online transfers, remittances, employee payroll payments, e-tax payments, Postpaid ZIS and Telkomsel, BPJS Ketenagakerjaan payments.