Bank Muamalat

Product & Services

Product & Services
Shar-E Debit Card

Shar-E Debit 1HRAM Card

Shar-E Debit Reguler GPN Card

Shar-E Debit Classic Card

Shar-E Debit Priority Card

PRODUCT DETAILS

PRODUCT DETAILS

Priority Debit Shar-E Card is an ATM / Debit card specifically for priority customers that can be used for transactions inside and outside .
Enjoy the benefits:

Ease of transactions and shopping at all Bank Muamalat ATMs, Prima and Joint ATMs as well as ATMs and merchants bearing the Visa and Plus logos for transactions abroad
Various attractive promos for shopping at merchants
Another advantage of the special Shar-E Debit Priority feature
Online Debit Service / e-Commerce

Daily transaction rates and limits:

Card Fee per Month	Cash Withdrawal Limits	Transfer Limit Between Accounts	Interbank Transfer Limits	Shopping Transaction Limit
IDR 7.500	IDR 15 Million	IDR 100 Million	IDR 50 Million	IDR 100 Million

Card transaction limits at Muamalat / Bersama / Prima / VISA ATMs :

Channel Transaction	Type Of Transaction	Muamalat	Bersama	Prima	Visa
ATM	Cash withdrawal	Total transaksi di seluruh ATM = Rp10 juta
	Transfer between Bank Muamalat accounts	IDR 50 Million			-
	Transfer to another bank account	IDR 25 Million			-
	Purchase	According to the balance		-	-
	Payment	According to the balance		-	-
Merchant	Shopping Debit	-	-	IDR 10 Million	IDR 50 Million

Card Transaction Fees

Transaction Channel	Type of Transaction	Bersama	Prima	Visa
ATM	Domestic cash withdrawals	Rp7,500		-
	Withdraw cash abroad	-	-	IDR 20,000
	Transfer	Rp6,500		-
	Balance check	IDR 4,000		-
	Transaction failed	IDR 3,000	Rp2,500	-
Merchant	Shopping Debit	-	-	-
Merchant	Transaction failed

Benefit

Free Cash Withdrawal Fees in Saudi Arabia

Merchant List

Terms & Conditions/Offer

Period

All ATMs have the Visa/Plus logo in Saudi Arabia

Free cash withdrawal fees at all ATMs with the Visa/Plus logo for a maximum of 3 transactions/card/month
The cash withdrawal fee will be returned (cashback) by BMI to the customer's account in the following month

Unlimited (product feature)

Get 15% Cashback in Saudi Arabia

Merchant List

Terms & Conditions/Offer

Period

All merchants in Saudi Arabia

15% Cashback for all shopping payment transactions in Saudi Arabia, maximum IDR 250 thousand/card/month
Valid at shops/merchants with the Visa/Plus logo
The shopping transaction subsidy will be returned (cashback) by BMI to the customer's account in the following month

Unlimited (product feature)

TERMS OF MUAMALAT PRIORITAS FREE EXECUTIVE AIRPORT LOUNGE 2024

Valid from 1 April 2024 to 31 December 2024.
The following are changes to the IDR 1 Muamalat Prioritas Airport Lounge provisions.

User Criteria	Maximum Quota
AUM Min. IDR 500 Million	1 Pax/Arrival 12 Times/Year

Customers only need to make transactions with the Muamalat Priority Shar-E Debit Card worth IDR 1 (one rupiah). With a minimum AUM requirement of IDR 500 million in that month. (Does not apply to companions).
IDR 1 only applies to Airport Lounge entry fees. Does not apply to other fees charged by the Lounge as extra charges.

AUM (Asset Under Management) Total Placement of Individual Funds owned by Muamalat Priority Customers in Savings Accounts, Time Deposits, Giro Account, Investment Products (Sukuk & Mutual Funds), and Insurance.