Product & Services
Product & Services
Shar-E Debit Card

Shar-E Debit Priority Card

PRODUCT DETAILS

  1. The Shar-E Priority Debit Card is an ATM/Debit card specifically for priority customers that can be used for transactions at home and abroad..
  2. Enjoy the benefits :
  • Easy transactions and shopping at all Bank Muamalat ATMs, Prima ATMs, and Bersama ATMs, as well as ATMs and merchants with the Visa and Plus logos for international transactions.
  • Various attractive promotions for shopping at merchants.
  • Online Debit/e-Commerce Services
  1. Daily transaction rates and limits:
Card Fee per Month
Cash Withdrawal Limit

Inter-Account Transfer Limits

Interbank Transfer Limits

Shopping Transaction Limit

Card Replacement (Damaged/Lost/Swallowed by Customer) & Paywave Upgrade

Rp7.500

Rp15 million

Rp100 million

Rp50 million

Rp100 million

Rp25.000

  1. Card transaction limits at Muamalat/Bersama/Prima/Link ATMs:

Transaction Channel

Transaction Type

Muamalat

Bersama

Prima

Link

VISA

ATM

Cash withdrawal

Total transactions at all ATMs are Rp15 million (maximum Rp10 million/transaction)

Transfers between Bank Muamalat accounts

Rp100 million

Transfer to another bank account

Rp50 million (maximum Rp25 million/transaction)

Purchase

According to balance

Payment

According to balance

Merchant

Shopping Debit

Rp100 mMillion (maximum Rp100 million/transaction)

  1. Card transaction fees

Transaction Channel

Transaction Type

Muamalat

Bersama

Prima

Link

VISA

ATM

Cash withdrawal

Free

Rp7.500

Overseas

(Rp20.000)

Transfer to Account Bank Muamalat

Free

Rp6.500

-

Transfer to Account Other Banks

Rp6.500

-

Check balance

Free

Rp4.000

Rp3.000

Transaksi Gagal

Free

Rp3.000

Rp2.500

Rp3.000

Gratis

Merchant

Shopping Debit

Free

Free

Transaction Failed

Free

Free

 

BENEFIT

15% Shopping Subsidy in Saudi Arabia

Merchant List

Terms & Conditions/Offer

Period

All merchants in Saudi Arabia

  • 15% shopping subsidy on all shopping transactions in Saudi Arabia, with a maximum subsidy of Rp250,000/card/month.
  • Valid at stores/merchants with the Visa/Plus logo.
  • The shopping subsidy will be refunded (cashback) by BMI to the customer's account the following month.

Unlimited period (product feature)

 

Airport Lounge

  • Effective March 24, 2025.
  • The following are changes to the 100% Cashback terms for Muamalat Priority Customers using Airport Lounge services with collaborating Partners.

 

User Criteria

Maximum Quota

Minimum AUM of Rp500 million

1 Person/Visit, 12 Times/Year

 

  • The user must be a Muamalat Priority customer with an active account (not applicable to companions).
  • The customer must make transactions using the Muamalat Priority Shar-E Debit Card.
  • Airport Lounge service usage is limited to a maximum of 12 times per year.
  • The customer must pay the lounge in full upfront according to the contracted rate with Bank Muamalat.
  • Bank Muamalat will refund the amount (cashback) to the customer's account the following month if the customer's average balance meets the criteria for Airport Lounge service.
  • Cashback payments will be made to the customer no later than the 25th of the following month.