Bank Muamalat

Product & Services

Product & Services
Shar-E Debit Card

Shar-E Debit Priority Card

Shar-E Debit Priority Card

Shar-E Debit 1HRAM Card

Shar-E Debit 1HRAM Card

Kartu Haji Indonesia

Kartu Haji Indonesia

Shar-E Debit Classic Card

Shar-E Debit Classic Card

Shar-E Debit Reguler GPN Card

Shar-E Debit Reguler GPN Card

Shar-E Debit 1HRAM Card

PRODUCT DETAILS

PRODUCT DETAILS

1HRAM Shar-E Debit Card is an ATM / Debit card that can be used to transact at home and abroad with a special program for transactions in Saudi Arabia .
Enjoy the benefits :

Ease of transactions and shopping at all Bank Muamalat ATMs, Prima and Joint ATMs as well as ATMs and merchants bearing the Visa and Plus logos for transactions abroad
Various attractive promos for shopping at merchants
Online Debit Service/ e-Commerce

Daily transaction rates and limits:

Card Fee per Month	Cash Withdrawal Limit	Inter-Account Transfer Limits	Interbank Transfer Limits	Shopping Transaction Limit	Card Replacement (Damaged/Lost/Swallowed by Customer) & Paywave Upgrade
Rp5.000	Rp15 million	Rp100 million	Rp50 million	Rp100 million	Rp25.000

Card transaction limits at Muamalat/Bersama/Prima/Link ATMs :

Transaction Channel	Transaction Type	Muamalat	Bersama	Prima	Link	VISA
ATM	Cash withdrawal	Total transactions at all ATMs are Rp15 million (maximum Rp10 million/transaction)
	Transfers between Bank Muamalat accounts	Rp100 million
	Transfer to another bank account	Rp50 Million (maximum Rp25 million/transaction)
	Top Up OVO/ Gopay	Rp20 million
	Payment	Rp2 million
Merchant	Shopping Debit	Rp100 million (maximum Rp50 million/transaction)

Card transaction fees

Transaction Channel	Type of Transaction	Muamalat	Bersama	Prima	Link	VISA (Overseas)
ATM	Cash withdrawal	Free	Rp7.500			Rp24.000
	Transfer to Account Bank Muamalat	Free	Rp6.500			-
	Transfer to Account Other Banks	Rp6.500				-
	Check balance	Free	Rp4.000			Rp5.000
	Incorrect PIN	Free				Rp3.000
	Transaction Failed (Insufficient Balance)	Free	Rp3.000	Rp2.500	Rp3.000	Rp3.000
Merchant	Shopping Debit	Free				Free
Merchant	Transaction Failed (Insufficient Balance)	Free				Rp3.000
Debit Online	Transaction Failed (Insufficient Balance)	-				Rp2.000

BENEFIT

15% Shopping Subsidy in Saudi Arabia

Merchant List	Terms & Conditions/Offer	Period
All merchants in Saudi Arabia	15% shopping subsidy on all shopping transactions in Saudi Arabia, with a maximum subsidy of Rp200,000/card/month. Valid at stores/merchants with the Visa/Plus logo. The shopping subsidy will be refunded (cashback) by BMI to the customer's account the following month.	Unlimited period (product feature)