Bank Muamalat

Product & Services

Product & Services
Shar-E Debit Card

Shar-E Debit 1HRAM Card

Shar-E Debit 1HRAM Card

Shar-E Debit Reguler GPN Card

Shar-E Debit Reguler GPN Card

Shar-E Debit Classic Card

Shar-E Debit Classic Card

Shar-E Debit Priority Card

Shar-E Debit Priority Card

Shar-E Debit 1HRAM Card

PRODUCT DETAILS

PRODUCT DETAILS

1HRAM Shar-E Debit Card is an ATM / Debit card that can be used to transact at home and abroad with a special program for transactions in Saudi Arabia .
Enjoy the benefits :

Ease of transactions and shopping at all Bank Muamalat ATMs, Prima and Joint ATMs as well as ATMs and merchants bearing the Visa and Plus logos for transactions abroad
Various attractive promos for shopping at merchants
Special features Shar-E Debit 1HRAM in Indonesia to Saudi Arabia
Online Debit Service / e-Commerce

Daily transaction rates and limits:

Card Fee per Month	Cash Withdrawal Limits	Transfer Limit Between Accounts	Interbank Transfer Limits	Shopping Transaction Limit
IDR 5.000	IDR 15 Million	IDR 100 Million	IDR 50 Million	IDR 100 Million

Card transaction limits at Muamalat / Bersama / Prima / VISA ATMs :

Channel Transactions	Type of Transaction	Muamalat	Bersama	Prima	Visa
ATM	Cash withdrawal	Total transactions at all ATM = IDR 10 Million
	Transfer between Bank Muamalat Accounts	IDR 50 Million			-
	Transfer to another bank account	IDR 25 Million			-
	Purchase	According to the balance		-	-
	Payment	According to the balance		-	-
Merchant	Shopping Debit	-	-	IDR 10 Million	IDR 50 Million

Card transaction fees

Transaction Channel	Type of Transaction	Bersama	Prima	Visa
ATM	Domestic cash withdrawals	IDR 7,500		-
	Withdraw cash abroad	-	-	IDR 20,000
	Transfer	IDR 6,500		-
	Balance check	IDR 4,000		-
	Transaction failed	IDR 3,000	IDR 2,500
Merchant	Shopping Debit	-	-	-
Merchant	Transaction Failed	-	-	-

BENEFIT

1. Bebas Biaya Tarik Tunai di Arab Saudi

Daftar Merchant	Syarat & Ketentuan/Penawaran	Periode
Seluruh ATM berlogo Visa/Plus di Arab Saudi	Bebas biaya tarik tunai di seluruh ATM berlogo Visa/Plus maksimal 3x transaksi/kartu/bulan Biaya tarik tunai akan dikembalikan (cashback) oleh BMI ke rekening nasabah pada bulan berikutnya	Periode tidak terbatas (fitur produk)

2. Subsidi Belanja 15% di Arab Saudi

Daftar Merchant	Syarat & Ketentuan/Penawaran	Periode
Seluruh merchant di Arab Saudi	Subsidi belanja 15% untuk seluruh transaksi pembayaran belanja di Arab Saudi, maksimal subsidi Rp250 ribu/kartu/bulan Berlaku di toko/merchant yang berlogo Visa/Plus Subsidi transaksi belanja akan dikembalikan (cashback) oleh BMI ke rekening nasabah pada bulan berikutnya	Periode tidak terbatas (fitur produk)