Product & Services
Product & Services
Shar-E Debit Card

Shar-E Debit 1HRAM Card

PRODUCT DETAILS

  1. 1HRAM Shar-E Debit Card is an ATM / Debit card that can be used to transact at home and abroad with a special program for transactions in Saudi Arabia .
  2. Enjoy the benefits :
  • Ease of transactions and shopping at all Bank Muamalat ATMs, Prima and Joint ATMs as well as ATMs and merchants bearing the Visa and Plus logos for transactions abroad
  • Various attractive promos for shopping at merchants
  • Online Debit Service/ e-Commerce

 

  1. Daily transaction rates and limits:
Card Fee per Month

Cash Withdrawal Limit

Inter-Account Transfer Limits

Interbank Transfer Limits

Shopping Transaction Limit

Card Replacement (Damaged/Lost/Swallowed by Customer) & Paywave Upgrade

Rp5.000

Rp15 million

Rp100 million

Rp50 million

Rp100 million

Rp25.000

  1. Card transaction limits at Muamalat/Bersama/Prima/Link ATMs :

Transaction Channel

Transaction Type

Muamalat

Bersama

Prima

Link

VISA

ATM

Cash withdrawal

Total transactions at all ATMs are Rp15 million (maximum Rp10 million/transaction)

Transfers between Bank Muamalat accounts

Rp100 million

Transfer to another bank account

Rp50 mMillion (maximum Rp25 million/transaction)

Purchase

According to the balance

Payment

According to the balance

Merchant

Shopping Debit

Rp100 million (maximum Rp50 million/transaction)

  1. Card transaction fees

Transaction Channel

Type of Transaction

Muamalat

Bersama

Prima

Link

VISA

ATM

Cash withdrawal

Free

Rp7.500

Overseas (Rp20.000)

Transfer to Account Bank Muamalat

Free

Rp6.500

-

Transfer to Account Other Banks

Rp6.500

-

Check balance

Free

Rp4.000

Rp3.000

Transaction Failed

Free

Rp3.000

Rp2.500

Rp3.000

Free

Merchant

Shopping Debit

Free

Free

Transaction Failed

Free

Free

 

BENEFIT

15% Shopping Subsidy in Saudi Arabia

Merchant List

Terms & Conditions/Offer

Period

All merchants in Saudi Arabia

  • 15% shopping subsidy on all shopping transactions in Saudi Arabia, with a maximum subsidy of Rp200,000/card/month.
  • Valid at stores/merchants with the Visa/Plus logo.
  • The shopping subsidy will be refunded (cashback) by BMI to the customer's account the following month.

Unlimited period (product feature)