Product & Services
Product & Services
Shar-E Debit Card

Shar-E Debit Classic Card

PRODUCT DETAILS

  1. The Shar-E Debit Card Classic is an ATM / Debit card that can be used for transactions at home and abroad.
  2. Enjoy the benefits:
  • Easy transactions and shopping at all ATMs of Bank Muamalat, ATM Prima and ATM Bersama and ATM and merchant logo Visa and Plus for transactions abroad
  • Diverse attractive promotions for shopping at merchant
  • Online Debit Service / e-Commerce
  1. Daily transaction rates and limits :

 

Card Fee Per Month

Cash Withdrawal Limits

Transfer Limit Between Accounts

Interbank Transfer Limits

Shopping Transaction Limit

Rp3.000

IDR 10 Million

IDR 50 Million

IDR 25 Million

IDR 25 Million

  1. Card transaction limits at Muamalat/Bersama/Prima/VISA ATMs:

Channel Transactions

Type of Transaction

Muamalat

Bersama

Prima

Visa

ATM

Cash Withdrawal

Total transactions at all ATMs = IDR 10 million

Transfer between Bank Muamalat accounts

IDR 50 Million

-

Transfer to another Bank Account

IDR 25 Million

-

Purchase

According to the balance

-

-

Payment

According to the balance

-

-

Merchant

Shopping Debit

-

-

IDR 10 Million

IDR 50 Million

  1. Card transaction fees

Transaction Channel

Type of Transaction

Bersama

Prima

Visa

ATM

Domestic cash withdrawals

IDR 7.500

-

Withdraw Cash Abroad

-

-

IDR 20.000

Transfer

IDR 6.500

-

Balance Check

IDR 4.000

-

Transaction Failed

IDR 3.000

IDR 2.500

-

Merchant

Shopping Debit

-

-

-

Transaction Failed

-

-

-

 

 

Benefit

 

  1. Bebas Biaya Tarik Tunai di Arab Saudi

 

Daftar Merchant

Syarat & Ketentuan/Penawaran 

Periode

Seluruh ATM berlogo Visa/Plus di Arab Saudi

  • Bebas biaya tarik tunai di seluruh ATM berlogo Visa/Plus maksimal 2x transaksi/kartu/bulan
  • Biaya tarik tunai akan dikembalikan (cashback) oleh BMI ke rekening nasabah pada bulan berikutnya

Periode tidak terbatas (fitur produk)

 

  1. Subsidi Belanja 15% di Arab Saudi

 

Daftar Merchant

Syarat & Ketentuan/Penawaran 

Periode

Seluruh merchant di Arab Saudi

  • Subsidi belanja 15% untuk seluruh transaksi pembayaran belanja di Arab Saudi, maksimal subsidi Rp150 ribu/kartu/bulan
  • Berlaku di toko/merchant yang berlogo Visa/Plus
  • Subsidi transaksi belanja akan dikembalikan (cashback) oleh BMI ke rekening nasabah pada bulan berikutnya

Periode tidak terbatas (fitur produk)