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PRODUCT DETAILS
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What is Tabungan iB Hijrah?
Saving account in IDR with wadiah contract which ease financial transaction and offers various benefit by using Muamalat DIN and Shar-E Debit Card.
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How About Product Features and Fee ?
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Akad
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Wadiah
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Nisbah
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No
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ATM/Debit Card Facility
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Reguler GPN and Visa
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Initial Deposits
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Rp 100.000,-
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Minimum Balance
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Rp50.000,-
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Passbook Replacement Fee
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Rp 25.000,-
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Account Closing Fee
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Rp 20.000,-
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Dormant Fee
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Rp 2.500,-
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SMS OTP Debit Online Fee
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Rp 700,-/sms
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SMS Notification Fee
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Rp 700,-/sms
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Email Notification Fee
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Free
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Monthly Administration Fee
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Free
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BENEFITS
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- Free monthly administration fee
- Affordable initial deposits
- SharE Debit Card & Online Debit (VISA) with various benefit shopping discount
- e-Banking Facility (Muamalat Digital Islamic Network/MDIN & Internet Banking)
- Online Open Account via Muamalat Digital Islamic Network (MDIN)
- Free transaction fee (5x get 5x) only via MDIN
Eligible transaction only for realtime transfer/ BI-Fast, payment (Telkom and PLN) and e-wallet top up
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REQUIREMENTS
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Indonesian Citizens :
- ID Cards (KTP) / Driving License (SIM) / PASSPORT
- NPWP
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Foreigners :
- Passport/KITAS/KITAP
- Tax Registration
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Free Transaction Fee Benefit
Free*) 5x transaction fees only for customers who have active account(s) in Tabungan iB Hijrah, Tabungan iB Hijrah Payroll and RTJH, after minimum 5x transactions performed within a month.
*) Program Details:
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Benefit
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Free 5x transaction fees within a month
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Eligible for product
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Tabungan iB Hijrah, Tabungan IB Hijrah Payroll and RTJH
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Terms & Condition
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- Minimum 5x transactions in 1 month as the requirement
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- Realtime transfer/BI-Fast, Payment (PLN andTelkom) and Top up e-wallet (Shopee, Dana, Gopay, Link Aja) specifically via MDIN
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- Only for MDIN registered customers
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- Benefit will be credited to customers account by reimburse system max. on 15th on the following month.
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Benefit Simulation
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Trx Date
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Trx
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Sum of Trx
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Order of Trx
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Benefit Structure
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1-15 Agt
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Realtime Transfer
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3x
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1 - 3
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Based on T&C Program:
a. Customers have transacted > 5x
b. Subsidies apply to the next 5 transactions only BI-Fast
So in September, customers will get a BI-Fast transaction subsidy in August of 3 x IDR 2,500,- i.e. IDR 7,500,-
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15-16 Agt
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Top Up Gopay
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4x
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4 - 7
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17 Agt
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PLN bill
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1x
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8
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25 Agt
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BI Fast
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3x
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9 - 11
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