|
PRODUCT DETAILS
|
What is Tabungan iB Hijrah?
Saving account in IDR with wadiah contract which ease financial transaction and offers various benefit by using Muamalat DIN and Shar-E Debit Card.
|
|
How About Product Features and Fee ?
|
|
Akad
|
Wadiah
|
|
Nisbah
|
No
|
|
ATM/Debit Card Facility
|
Reguler GPN and Visa
|
|
Initial Deposits*
|
Rp 100.000,-
|
|
Minimum Balance
|
Rp 50.000,-
|
|
Passbook Replacement Fee*
|
Rp 25.000,-
|
|
Account Closing Fee
|
Rp 25.000,-
|
|
Dormant Fee
|
Rp 5.000,-
|
|
SMS OTP Debit Online Fee*
|
Rp 700,-/sms
|
|
SMS Notification Fee*
|
Rp 700,-/sms
|
|
Email Notification Fee
|
Free
|
|
Monthly Administration Fee
|
Free
|
|
|
BENEFITS
|
- Free monthly administration fee
- Affordable initial deposits
- SharE Debit Card & Online Debit (VISA) with various benefit shopping discount
- e-Banking Facility (Muamalat Digital Islamic Network/MDIN & Internet Banking)
- Online Open Account via Muamalat Digital Islamic Network (MDIN)
- Free BI-Fast transaction fee (5x get 5x) only via MDIN Eligible transaction only for realtime transfer/ BI-Fast, payment (Telkom and PLN) and e-wallet top up
|
|
REQUIREMENTS
|
Indonesian Citizens :
|
Foreigners :
- Passport/KITAS/KITAP
- Tax Registration
|
Benefit Program
Free*) 5x BI-Fast transaction fees only for customers who have active account(s) in Tabungan iB Hijrah and RTJH, after minimum 5x transactions performed within a month.
*) Program Details:
|
Benefit
|
Free 5x BI-Fast transaction fees within a month
|
|
Eligible for product
|
Tabungan iB Hijrah and RTJH
|
|
Terms & Condition
|
- Minimum 5x transactions in 1 month as the requirement
|
- Realtime transfer/BI-Fast, Payment (PLN and Telkom) and Top up e-wallet (Shopee, Dana, Gopay, Link Aja) specifically via MDIN
|
- Only for MDIN registered customers
|
- Benefit will be credited to customers account by reimburse system max. on 15th on the following month.
|
|
Benefit Simulation
|
Trx Date
|
Trx
|
Sum of Trx
|
Order of Trx
|
Benefit Structure
|
|
1-15 Agt
|
Transfer Online
|
3x
|
1 - 6
|
Based on T&C Program:
- Customer’s total transaction > 5x (total 11 x transaction in a month)
- Eligible for 6th transaction and so on (max. 5x) based on priority benefit below:
- Realtime transfer(1x) = Rp 6.500,-
- Payment (1x) = Rp 3.500,-
- BI Fast (3x) = Rp 7.500,-
So in September, customer will receive Rp 7.500,-
|
|
15-16 Agt
|
Top Up Gopay
|
4x
|
7 - 10
|
|
17 Agt
|
PLN bill
|
1x
|
11
|
|
25 Agt
|
BI Fast
|
3x
|
12 - 14
|
|
