Product & Services
iB Hijrah Prima Saving Account
Product Details
Sharia saving to support the needs of financial transactions and competitive profit sharing
Benefit
- Using Mudharabah Mutlaqah contract
- Competitive profit sharing with nisbah 5% ( Customer ) : 95% ( Bank )
- Wa'ad / additional nisbah with the following conditions :
|
Average Balance (SRR) (IDR) |
Wa’ad (%) |
Total Nisbah (%) |
|
Less than 100 mio |
0 |
5 |
|
100 mio to less than 500 mio |
15 |
20 |
|
500 mio to less than 2,5 bio |
30 |
35 |
|
2,5 bio to less than 10 bio |
45 |
50 |
|
More than the same as 10 bio |
55 |
60 |
- Free cash withdrawals at all ATM Prima and/or Bersama using VISA network
- If the balance after withdrawal is greater than IDR 15 million (maximum of 15 first withdrawals)
- Transfer fee subsidy through all channels (ATM/Mobile Banking/Internet Banking/Branches). When the Average Balance more than IDR 25 million and have registered for Mobile Banking Muamalat DIN.Maximum transfer fee subsidy IDR 52,500 or equivalent to 21x BI-Fast / 8X Realtime Transfer / 17x SKN / 2x RTGS
- Complete facilities
- Various Shar-e Debit cards
- Mobile Banking or Muamalat DIN Services
- Internet Banking Services
Requirement
|
Indonesian Citizens |
|
|
Foreigner |
|
Fare
|
Fee Type |
Information |
|
Initial deposit |
IDR 100.000 |
|
Minimum Balance |
IDR 50.000 |
|
Administration/Monthly Service |
Active Acc. = IDR 11.000 Passive Acc. = IDR 20.000 |
|
SMS OTP Debit Online |
IDR 700/sms |
|
SMS Notification |
IDR 700/sms |
|
Email Notification |
Free |
|
Saving Book Replacement |
IDR 25.000 |
|
Card Replacement |
IDR 25.000 Free replacement for previous card’s expiry |
|
Account Closing |
IDR 25.000 |