Mutual Funds

A mutual fund is a collective investment vehicle that pools funds from many investors to be managed and invested in various assets by a professional fund manager. It's a convenient and safe investment option for everyone.

Investment Mechanism in Mutual Funds:

1. Fund Manager Collects Investor's Funds: The fund manager, registered and supervised by OJK (Financial Services Authority), pools the investors' funds together with other investors' money.
2. Diversification of Funds into Various Investment Instruments: The fund manager allocates the pooled funds into various investment instruments (deposits, bonds, and/or stocks) depending on the type of mutual fund chosen.
3. Regular Portfolio Updates: Monitor your investment progress through the Bareksa app, which provides regular updates on the product’s performance, including the assets within the mutual fund.
4. Funds Can Be Withdrawn Anytime: Mutual funds can be sold at any time through the Bareksa app, with the funds being credited to your bank account within 1-7 business days.

Advantages of Investing in Mutual Funds with Bank Muamalat Indonesia:

• Lowest Fees: Only a 0.5% purchase fee is applied for Fixed Income Mutual Funds and Equity Mutual Funds. There are no other fees like selling or switching fees (Stamp Duty applies as per UU No.10 of 2020 and the DJP Circular No.DJP S-143/PBM/PJ/2022).
• Curated Products with Optimal Returns: The mutual funds available have been curated and tailored to meet the needs of Bank Muamalat Indonesia's customers.
• 100% Online Convenience: Products can be purchased directly via Muamalat DIN (Digital Islamic Network) without visiting a branch. You can buy, sell, or monitor your investments 24/7.
• Easy Liquidity: Historically, Money Market Mutual Funds are liquidated within T+1 business day, Fixed Income Mutual Funds within T+2 business days, and Equity Mutual Funds within a maximum of T+7 business days (in accordance with OJK regulations).
• Assurance and Comfort: Mutual Fund products have undergone evaluation by two Sharia Supervisory Boards (Fund Manager & Bank).

For more detailed information and risk assessment, you can download the Fund Fact Sheet & Prospectus by accessing the Reksa Dana widget on the Muamalat DIN (Digital Islamic Network) app.

Note: Mutual Funds carry risks. Customers must read and understand the risks outlined in the prospectus.

*Information regarding Stamp Duty click here
To purchase Mutual Fund products, click here