Product & Services
Product & Services
Deposit

iB Hijrah Time Deposit Online

Product Details

 

Sharia Time deposit in Rupiah with Mudharabah Contract gives a flexiblity to open the accounts whenever and wherever via Mobile Banking Muamalat DIN and gives an optimal Revenue Sharing

 

Feature

 

Description iB Hijrah Time Deposit Online
Contract Mudharabah Mutlaqqah
Customer Category Individuals
Currency IDR
Minimum Account Balance IDR. 2.500.000
Option Period 1, 3, 4, 6, and 12 month
Customer Ratio*  65%

*) The profit sharing amount follows the Bank's regulations, and any changes to the Ratio will be announced through media deemed adequate by the Bank.
Profit Sharing Payment Period: Paid monthly*

Profit Sharing Payment Period:

 

Paid monthly*

*) Note

  • If the deposit is opened/rolled over at the end of the month, it will be paid at the end of each month.
  • If the profit sharing period falls on a holiday, it will be paid on the next business day.
Profit Sharing Tax:

20%

*) Refers to peraturan Menteri Keuangan No 212/PMK.03/2018 or applicable tax regulations, including any amendments, if any.

Feature:
  • Automatic Principal Extension on Maturity Date / Automatic Rollover (ARO)
  • Automatic Principal & Profit Extention on Maturity Date (Capitalized ARO)
  • Closed on Maturity (Non ARO)
  • Feature of Zakat or Non Zakat
Account Opening Method: Muamalat DIN Mobile Banking
Account Closing Method:  Bank Muamalat Branch Office*
*) It is recommended to do this at an Online Deposit account branch office. However, it can also be done at the nearest Muamalat branch.
Closing Fee:  IDR 30,000
*) Any changes to the fees will be announced through the Bank's designated means.

 

Benefit

a) Practical,  open new accounts whenever and wherever via Mobile Banking Muamalat DIN
b) Profitable, get optimal revenue sharing with affordable required balance (minimum account balance)
c) Peace of mind, the invested funds are managed with sharia implementation
d) Flexible, to get an option of investment period

 

Requirement

For Individual Customers who previously had a Savings/Current Account in Muamalat and has downloaded and registered in the Muamalat DIN application