Product Details

Asuransi Salam Hijrah Amanah Pro (ASHA Pro) is an insurance product that combines life protection and investment. Interestingly, through this product you will get 25 years of insurance protection with contribution payment period for only 5 years.

In addition, this product has the Contribution Bonus benefit starting from the end of the 6th year to the end of the 25th year which will automatically added into the investment value, so as to optimize the growth of your investment value. Therefore, ASHA Pro is very suitable as a long-term financial planning instrument such as: Hajj payment, retirement preparation, education fund etc.

ASHA Pro also provides life protection when performing Hajj or Umrah, so that you and your family can perform worship peacefully.

Disclaimer: This product is an insurance product from PT Sun Life Financial Indonesia (Sun Life Indonesia) and is not a product of PT Bank Muamalat Indonesia Tbk (Bank Muamalat). Bank Muamalat acts only as a referrer in passing information about this product from Sun Life Indonesia to its customer. The product buyers should learn carefully and agree to all the terms and conditions stated in the policy.

Benefits

1. Pay 5 years for 25 years of protection
2. 100% Sum Insured given in the event of death
3. 200% Sum Insured given in the event of death while performing Hajj/Umrah
4. Additional Death Benefit of IDR 35 million
5. Contribution Bonus with a total of up to 217% of the first year's regular basic contribution to maximize investment value

Requirements

Fill out and complete the documents below:

1. Life insurance application form along with all the attachments
2. Medical examination results (if required)
3. Illustration
4. Copy of Customer's identity card
5. Additional Questionnaire (if needed)
6. Risk Profile Questionnaire (if required)
7. Analysis of financial needs
8. First contribution payment slip
9. Copy of the Customer's approval letter to provide data to Sun Life Indonesia
10. Copy of Surat Kuasa Debet Rekening (approval for Bank account deduction) for renewall contributions payment
11. Other additional documents if required

Failure to provide accurate data will result in the following:

1. Contribution refund / cancellation of insurance protection
2. Adjustment of contribution and/or insurance benefits
3. Claim rejection

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