iB Hijrah Prima Saving Account not only as a transactional account but also comfortable and profitable investation. iB Hijrah Prima saving equipped with Shar-E Debit Gold for transaction discretion worldwide.
With competitive profit sharing, free realtime transfer/clearing/RTGS fee.
Free realtime transfer/clearing/RTGS fee if minimum average balance at IDR 25mio.
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*Free realtime transfer fee condition :
1. Apply to individual customer.
2. Transfer activity by counter and e-channel.
3. Benefit by tiering.
4. Cashback will be credited in next month after transaction time.
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Get your cash with free ATM withdrawal fee in every ATM’s Prima and Bersama network for the remaining balance after withdrawal IDR 10 mio.
Individual Customers
a. Filling the application form
b. Identity card:
- Indonesian Citizens: ID card / driving license / passport is still valid and TIN / Affidavit
- WNA: Permits / KIMS / Passport / Letters of reference
Non Individual Customers
a. Filling the application form
b. Required documents:
- TIN
- Establishment and changes (if any)
- The business license is TDP and SIUP for enterprises
- The power of attorney appointing account management
- Proof of identity and the recipient of the authorizer
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Akad
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Mudharabah Mutlaqah
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Nisbah
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5% dengan wa'ad apabila Saldo Rata-rata (SRR) :
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< Rp100 juta
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-
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Rp100 juta s.d < Rp 500 juta
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20
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Rp 500 juta s.d < Rp 2,5 miliar
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48
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Rp2,5 miliar s.d < Rp 10 miliar
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61
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Lebih besar sama dengan Rp 10 miliar
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70
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Setoran awal
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Rp 100.000
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Saldo minimum
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Rp 50.000
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Biaya layanan
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Aktif: Rp11.000
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Dorman: Rp15.000
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Biaya kartu
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Shar-E Debit Reguler/Classic: Rp2.500
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Shar-E Debit Gold/1HRAM: Rp5.000
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Fasilitas tarik tunai
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Tidak dikenakan biaya apabila saldo setelah penarikan > Rp 10 juta (berlaku untuk 10 kali penarikan per bulan)
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Rp 7.500 apabila saldo setelah penarikan < Rp>
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Bebas biaya transfer
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Ketentuan subsidi biaya transfer apabila Saldo Rata-rata (SRR) :
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Subsidi maksimum biaya
transfer/bulan
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> Rp 25 juta
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10 realtime transfer/22 SKN/2
RTGS (Rp 65.000 / bulan)
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Biaya penutupan
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Rp 50.000
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Setoran minimum
via counter
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Rp 100.000
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Biaya penggantian buku tabungan (rusak/hilang)
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Rp10.000
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