Employee Benefit Program (EBP) is a special facility for selected company employees to fulfill consumptive needs. Submission of Mortgage Financing and Multipurpose Financing in accordance with Sharia Principles with flexible installments.
- It is soothing because it is in accordance with sharia principles
- Fixed installments until the end of the financing according to the agreement in the Murabahah Agreement
- Easy, get your financing funds with easy submission requirements & a short approval process.
For Multipurpose Financing:
- Does not require collateral
- No down payment is required
- The financing period is up to 8 years
For Mortgage Financing:
- Light installments
- Down payment starting from 5%
- Larger nominal financing
- The maximum financing period is 15 years
- Can be submitted by a husband and wife with a joint income source
- Individual Customers
- Minimum age 21 years when applying for financing
- The maximum age at maturity of financing for employees is 55 years / not yet retired and 65 years old for Lecturers
- Not included in the List of Troubled Financing
- Insurance covered
- Administrative costs
- Notary Fee (for Mortgage Financing)
- Appraisal fee (if needed for Mortgage Financing products)
- Insurance fee
